Gransnet forums

Legal, pensions and money

no income

(254 Posts)
EllanVannin Mon 26-Aug-19 19:26:39

Can't you go to the DWP ?
I don't know about this sort of thing but surely you can claim something ?

Lilylavender Mon 26-Aug-19 19:15:21

I have gone to hmrc site and predicted pension is a bit less than full. I have brought children up so that counts towards it. I assume when i get my pension hubby will lose his pension credit and all the advantages to that such as free dental treatment, help with rent etc this is because the government say you are only allowed so much to live on. Thanks.

Doodledog Mon 26-Aug-19 19:09:33

State pension is based on National Insurance contributions. As I understand it, you only qualify if you have more than 10 years of contributions (and now you only get a full pension if you have 35 years or more). Women can no longer claim on their husband's pension, and instead are assessed in their own right on the contributions they have made, so if your husband is getting something for you, it is better than women whose husbands retired/will retire after yours.

As you say, the State Pension age has moved to 66 (angry), but unless you have paid in for at least 10 years you won't qualify. If you have paid enough contributions, and the recent Judicial Review finds in our favour, you might get a backdated pension, or at least some sort of compensation for the lack of notice that was given to women of our generation.

Lilylavender Mon 26-Aug-19 18:54:13

I dont understand why I have no money of my own
My hubby is 70 amd gets state pension plus pension credit which apparently inlcudes a small amount for being married
as i am only 62 have to wait 4 years for my pension if it ever happens as they keep raising the age
We dont actually have enough pension for hubby to give me some for spending money as we have two sons at home who also,pay board which pays for broadband etc
I feel like I am a second class citizen. A woman who brought a family up and has to ask the husband for any pennies. In the case of his bday anniversary christmas etc I cant go and buy anything is secret.
I realize that most women my age with pension age husband maybe in the same boat. I brought up 5 children over 37 years so never had a private pension nor worked full time.
I feel left out. Surely we should be paid something.