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Legal, pensions and money

Cashless society

(86 Posts)
Sparkling Thu 02-Jan-20 20:01:54

Has anyone gone cashless? I am getting fed up with the amount of coins weighing me down each day after purchases.
Do you just use your bank debit card for small items such as a coffee or newspaper?

Flossieturner Fri 03-Jan-20 10:55:42

I like cashless as it is easier to keep records of where the money is going.

JackyB Fri 03-Jan-20 08:52:17

Cashless hasn't caught on in Germany so much. Cash is still the main form of payment.

However, my purse with euros is never as heavy or bulky as my purse with pounds, so the weight of cash has never really been an issue.

Before the Euro, it was very noticeable that cash was much bulkier in the UK and in Greece. Other currencies seemed to balance it out better.

oldgoat Fri 03-Jan-20 08:35:24

In my role as treasurer of a women's group, I still handle a lot of cash, from members' subscriptions, the monthly raffle and takings from fund-raising stalls. Without cash transactions the latter two would be very difficult.
Luckily, we do live fairly near a bank where I can pay in the takings.

On holiday last year in Dartmouth, we had to use cards in one shop who refuse cash because there are no banks still open in the town where they can deposit their takings.

jusnoneed Fri 03-Jan-20 08:32:04

Almost totally cash. I only use a credit card for the few online purchases I make a year, even had to check with the bank what the pin number is as I never use it otherwise lol, and have never put my debit card/bank details anywhere online other than one DD for broadband.

It would be far too easy for some to keep spending on plastic, and likely to become easier over time. No wonder some end up in such debt.

BlueBelle Fri 03-Jan-20 08:30:35

newquay I cancelled my contactless after my purse was stolen I feel much safer with money in my purse and a debit card for larger items
Never heard that bible story but Nostradamus had a few things that seem to be coming right too didn’t he? scary stuff Especially after Trumps overnight games

Newquay Fri 03-Jan-20 08:24:44

I’ve cancelled my contactless cards so a PIN has to be used. I do use cash.
Funnily enough in the Bible it talks about a cashless society being a sign of the end times. . .

kittylester Fri 03-Jan-20 08:02:08

ga, I like having cash in my purse too but rarely spend it as I find I am using a card more.

I'm slightly averse to using my phone but I have no idea why!confused

downtoearth Fri 03-Jan-20 07:51:29

Cash for me as very tight budget.

suzied Fri 03-Jan-20 05:57:49

Most buskers on the underground now have a pay pad which you can tap with your contactless card and it gives them £2.

BlueBelle Fri 03-Jan-20 05:41:19

My grandkids don’t use money at all everything is on their phones

Welshwife Fri 03-Jan-20 00:30:20

Some places will only take a card for purchases over a certain amount so cash is necessary there. I use a credit card where possible and the debit card for withdrawals and places I trust which do not accept credit cards.
I use cash for things like coffee or buying a paper. Also children need to see and use money to get a feel of its value. Some people would find themselves in debt if they were not good at calculating what they had spent and what they had left. Amid of ways to pay is good.

grannyactivist Thu 02-Jan-20 23:35:52

Cash for me. I think that because I have been very poor I am reassured by having money in my purse. ?

Urmstongran Thu 02-Jan-20 23:01:54

My hair salon only takes cash.
Ditto nail salon.

I wonder why?

pensionpat Thu 02-Jan-20 22:40:42

Someone mentioned window cleaner. I pay mine, and my hairdresser online.

BlueBelle Thu 02-Jan-20 22:39:17

tonight programme- Cashless society (5 Posts it was in TV forum
I wasn’t peeved Sparkle just surprised as they both appeared at very similar times obviously just a coincidence

CanadianGran Thu 02-Jan-20 22:35:59

We don't use a lot of cash. I tend to take some out every couple of weeks as pocket money for DH and myself. Coins tend to end up in a coffee can that gets sorted and added up once a year.

Grandad1943 Thu 02-Jan-20 22:34:39

I never carry any cash these days and pay for everything by card. If a trader does not accept a card for what I wish to purchase then they do not gain my custom.

I do realise that has implications for some sectors of our society, one being the buskers on the London underground stations. I was reading that they are now disappearing as so many commuters now do not carry any cash to give them.

The above I find very sad, as for very many years on the underground system they have been one of the true talents and delights of our capital city.

Anniebach Thu 02-Jan-20 22:23:46

I use cash once a month to pay for a prescription and in the summer to pay the gardener.

lavenderzen Thu 02-Jan-20 22:07:45

I always use a card.

GrandmaMoira Thu 02-Jan-20 22:05:33

I'm mostly cashless. It's so easy now to use contactless except for the occasional small shop that doesn't take cards or someone like the window cleaner.

Sparkling Thu 02-Jan-20 22:03:10

Bluebells. I checked on this thread to see if it was already being discussed and as far as I could see it wasn't. Where else should I have looked? Sorry it peeved you.
Thank you all for your answers, I always use cash but am thinking of using cards more, feel it's a lot safer than carrying cash about.

rosenoir Thu 02-Jan-20 22:01:47

Cashless here too, so convenient.

Chewbacca Thu 02-Jan-20 21:58:38

I prefer to withdraw a set amount of cash at the beginning of the week and I use only that amount. Bills are paid either on direct debit or online. I have no credit cards, store cards or overdrafts and prefer to use cash only so that I can keep to a tight budget.

Oopsminty Thu 02-Jan-20 21:57:17

Hardly ever use cash these days

Norah Thu 02-Jan-20 21:51:51

Yes, I am as cashless as possible.