Notice to quit

Parky

We have an nterest only mortgage which is coming to end of term next year. I'm getting concerned about what happens as hubby doesn't want to move and we are not in a position to pay off mortgage. We are both in our 70s. Can we just sit tight and hope they continue to take interest monthly?

They will require the mortgage outstanding to be paid. I would contact a financial advisor to see what your options are. We had a interest only mortgage but we changed it to a repayment over 10 years but my husband and I are still working so have the income to fund this
Moving or downsizing may be you only option or equity release but take professional advice this will not go away

I am sorry you are all so very worried. I hope that your son and DiL will find something soon.
You, the mother, should not have to worry but of course you do. We rally round.

My DD & SiL were about to be homeless 18 months ago when he lost his job which went with accommodation and there are 2 tiny children and the pandemic! I invited them here but in the end he found a new job with a place to live and they moved. It was a difficult time but they came away from it stronger

Daisymae i was going to say the same thing. Most HA have to help those who are classed as vulnerable and i am sure these two people would fit into that catagory. OP Please let us know how it all works out.

Parky - might be a good idea to start a new thread. Doing nothing is not an option. You need to get in touch with your lender and find out what options may be open to you. You can at least plan with the knowledge that you need.

Needs to contact local Housing Association, they may be able to help. While your son may find it difficult there not really any option but to engage with some agencies. Again social services may be able to provide the assistance they need.

Secondwind

I hope that I’m posting this in the correct forum.
I learned yesterday that my son and daughter-in-law, who live a 3 hour drive away, were informed that their landlord is having to sell their property. He, the landlord, has been very generous over the years.
Sadly, my son suffers from depression, anxiety and severe panic attacks. His wife suffers with a multitude of health problems and has severely restricted mobility. Neither of them have been able to work for about 4 years.
Is there any agency that will be able to support and advise them throughout what is going to be an extremely stressful period? They have been given 3 months notice.
I am beside myself with worry at how my son will cope with this.
Thank you for any advice.

Section 21 notices are still on hold I believe, Shelter.

We have an nterest only mortgage which is coming to end of term next year. I'm getting concerned about what happens as hubby doesn't want to move and we are not in a position to pay off mortgage. We are both in our 70s. Can we just sit tight and hope they continue to take interest monthly?

Thank you all very much indeed for your advice and for your good wishes Dee1012

Secondwind the agency I work with is more than happy to act through a 03rd party as long as there's consent, would your son allow you to support him or of course another trusted person?
I sincerely wish you all the best.

If they are vulnerable, adult social services may help too.

Thank you all very much indeed. I am most grateful.
They are not in a position to buy the house. I understand that the landlord is preparing a letter for them.
One of the major difficulties is, that, due to my son’s issues, he find’s it very difficult to engage with services. This is an ongoing problem and has made things difficult in the past.

I would suggest Shelter for housing advice, they are very good and can advise about all of the procedures etc. They have a helpline.
Local councils can be hit and miss and will quite often advise that people stay until they are issued with an eviction notice from the courts before they are accepted as homeless but it's worth making contact with them, registering etc.
Citizens Advice can also be helpful.

This for starters
england.shelter.org.uk/housing_advice/eviction/eviction_notices_from_private_landlords

They will also need to get in touch with local authority as to what to do legally

You must be so worried and being so far away makes it much worse. Local Citizens Advice and also Shelter for starters. Will they need your help to do this?

I'm assuming there is no way for them to buy the house? I don't know what is in your area but the services that help them already should be able to help them by providing documentation to support an application for social housing. If a landlord needs to sell, they have the right to sell, so finding support towards alternative accommodation, as soon as possible, is probably your best bet.