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Bombshell phone call for MissOops whilst moving house

(38 Posts)
Oopsadaisy1 Fri 14-Jan-22 17:46:20

Thanks chewbacca hopefully the letter will arrive early next week, meanwhile she is looking for the box with all of her paperwork in, not unpacked that pile of boxes yet.
We said to relax and try to forget about it until she gets the letter.
Thanks everyone for all of your very helpful suggestions?

Chewbacca Fri 14-Jan-22 17:43:13

Oops when your daughter receives the letter from the Benefits Agency, it should contain all the information as to how the overpayment occurred: what benefits are involved, time periods and the weekly/monthly amounts. She needs to sit down and carefully check every item - if the BA have made historical errors in her payments she needs to double check that theyve got it right this time. If the errors are the fault of the BA, she can appeal against their requests to have it repaid: if the fault/errors were theirs and not because she had provided false or erroneous information when she claimed, an appeal can be launched.

In any event, the BA are unable to demand that the repayment of any overpayments of benefits are set at a level that would put your daughter in penury: she couldn't, for example, be asked to pay £200 a week if that would leave her unable to pay her basic needs of housing, food, utilities and travel to and from work.

Do nothing now until that letter arrives and, under no circumstances be coerced into agreeing to a repayment plan without taking advice from StepChange or Citizens Advice. Feel free to pm me.

Oopsadaisy1 Fri 14-Jan-22 17:33:39

ilovecheese yes she will, let’s hope they also tell her in the letter exactly what she will receive and hopefully we can double check it to make sure it’s right this time.
she is worried sick at the moment.

Ilovecheese Fri 14-Jan-22 17:07:54

If this turns out to be genuine, and she has been overpaid, she needs to offer a repayment arrangement based on what she can afford. If she speaks to a real person, setting out a reasonable and level headed case, they will more than likely agree. What she should not do is offer to pay more than she can reasonably afford and then not keep up the payments. They would rather have a regular steady payment plan, set up by standing order, than promises of large amounts that cannot be kept up.
I used to work in a position where I had to make arrangements like these. People can only pay what they can afford to pay and person she speaks to should understand this.

Oopsadaisy1 Fri 14-Jan-22 17:02:38

Calistemon my thought exactly, let’s hope the fault is at their end.
Maybe it’s all a mistake and she doesn’t owe anything……….I say hopefully.
We will be asking for proof of the error.

Calistemon Fri 14-Jan-22 16:57:20

She needs independent advice, as Daisymae said, CAB can help.

If it is true it s their fault and she could offer to repay at the lowest possible rate. They cannot expect a lump sum or a higher repayment.

Oopsadaisy1 Fri 14-Jan-22 16:54:59

I think that she will have to take all of her paperwork for the last 2 years to someone, probably the Citizens advice people and either challenge their findings or try to understand how they have got her benefits so wrong.

Oopsadaisy1 Fri 14-Jan-22 16:31:19

Well, she has been having telephone/text conversations with them all week trying to talk to somebody about how her benefits might change when she sent copies of the new lease/ rent agreement and it was the same person on the phone yesterday. So sadly not a scam. Just waiting for the letter now.

Auntieflo Fri 14-Jan-22 16:29:37

Oops, I am sure that your daughter would have had a letter from DWP.
Also, as Daisymae says, get her to contact Citizens Advice.

EllanVannin Fri 14-Jan-22 16:28:27

I doubt anyone would phone either. It would have been a letter showing any deficit or overpayment. I'd ignore this if I were you for the time being.

Daisymae Fri 14-Jan-22 16:26:19

I would contact the Citizens Advice Bureau and ask them to have a look at it. I would think that if there's been an overpayment then surely they would have to agree a repayment plan>

Calistemon Fri 14-Jan-22 16:23:32

Be careful it is not a scam - I'm not sure that the Benefits Office would phone. They'd be more likely to send a letter I think.

Oopsadaisy1 Fri 14-Jan-22 16:21:51

MissOops and our nephew house share, they moved into a new property yesterday as their old Landlord wanted his house back to live in.

Whilst in the middle of moving yesterday the Benefits office phoned her and told her that they had received her new address and paperwork and have found that they have overpaid her for the last 2 years.

She asked them if she could call them on Monday to talk about this as she had no idea how it happened, she filled in a huge amount of forms when her circumstances changed during the Pandemic in 2020 and her benefits were altered accordingly.

They said that she would have to wait for a letter from them telling her the amount she has been overpaid ( well over £10,000) and how much she will be entitled to in the future, probably not enough to be able to pay the rent in the new house ( it isn’t new, but new to her).

When she asked how on earth she would be able to repay it they told her that it would go to a Debt Collector if she couldn’t pay.

Has anyone any experience of this ? and how did you go about checking that the Benefits Dept.figures were right or wrong .

Obviously we will try to get to the bottom of this, in the meantime what should have been a happy weekend getting away from their awful neighbours has instead been a very worrying time.