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Legal, pensions and money

Possible Housing dilemma

(7 Posts)
Germanshepherdsmum Tue 22-Mar-22 09:54:28

As OP isn’t married she would have to rely on her right as a joint owner to force a sale and if her partner doesn’t want to sell this means a court action. Expensive. She must consult a solicitor.

nadateturbe Tue 22-Mar-22 09:30:30

You need to see a solicitor. And no point in wasting your life in an unhappy marriage. Imo.
Shared ownership is an option. I used the NI equivalent.

Katie59 Tue 22-Mar-22 09:14:55

If indeed the OP is not married it’s straightforward sell the house as take what’s yours.
BUT getting a mortgage on another suitable property may not be straightforward because of impending retirement, the alternative of renting is not easy either.

Oopsadaisy1 Mon 21-Mar-22 22:39:11

Write all of this down and go to a Solicitor to find out what options you have.

crazyH Mon 21-Mar-22 21:15:18

Bob - I don’t think they are married, so no pension splitting…..

Barmeyoldbat Mon 21-Mar-22 21:09:07

You need to see a solicitor and discuss your options, also if you divorced I believe you would get a share of his pension. Good luck.

Clio Mon 21-Mar-22 20:19:29

Dp and myself have not been getting on recently lots of thing amalgamated

We’re both retired, he 67 me 64
The house situation is i have a deed of trust for xx money on the house as tenants in common. Have not paid any mortgage as I put my whole half as deposit on house.
This over the years as caused a lot of problems because he’s been paying the mortgage himself, bills are split 50/50
He thinks the deed should be withdrawn, am reluctant because 10 yrs ago he had an affair which devastated me and he knew it would as my ex husband did the same ! and also times of not getting on sometimes
The situation now if we split is because of house prices going daft I much more than him can’t afford anything for the equity I have left.
He as quite a large company pension plus his gov pension
Where as I only have 10k company pension as no gov pension for another 18 mths
I’d need minimum 60k to put to anything decent
I also have an adult son at home
I was thinking of getting a mortgage with him for the 60k then later getting equity release and paying 60k mortgage off
Also when ds father left, he’s half was suggested to be for ds. How do I ring fence that so if I went into care home they won’t think I’m avoiding fees
I feel I’ve done this all wrong from when I sold martial home, and know ds won’t get what rightly should of been his from his dad

I just think sometimes I’d be happier on my own as I can’t deal with the argument
I know it’s easy said then done and maybe I just think that !
Im now finding he irritates me more, he as ocd to the point of his hangers are spaced out equally. Things are done at the same time each day with 30 mins. He hates staying in the house, not interested in maintaining the house, a quick hoover and a skim with a duster it’s fine.
I’m the opposite, I luv buying new house things and have new ideas.
We still have the same horrible kitchen 20 yrs later and carpet on stairs !! He won’t buy anything for the house because of TOT gets changed when mortgage is paid off this year.
He’s also become selfish and he and his hobbies comes first no matter what.
I’ve been ill this weekend in bed, if I ask for something he’d say “ what now”
What’s that suppose to mean? If you say you want a coffee surely you mean at that time !

Such a mess