Car Insurance HELP!

Talk to a broker. They will tell you what your options are and look around for best quotes. Once you know how the land lies you can decide whether to apply independently online.

I think someone has already said that your company car's NCB won't count and I suspect that after eight years you may well find yourself starting out from scratch. A broker will know.

You won’t be able to get Insurance online if you are trying to get a no claims discount from a Company Insurance Policy.
You have to go on the phone to an Insurance Company or go via a Broker.

We had to get a letter from the Insurance company that MrOops company used, fortunately there were only a couple of Named drivers on the Insurance so they were able to confirm that MrOops hadn’t had any accidents whilst driving the Company Vehicle for over 20 years.

We then forwarded this to our chosen Insurance company and they gave him a discount.( I don’t remember how much it was but it wasn’t 50%).

Reported.

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Speak to an insurance broker rather than directly to a company. I found this out too late after years of overpayment. The broker found me excellent cover at £100+ less than any insurance company I spoke to.

Honeysuckleberries

Try NFU car insurance. They are British and a person in Britain answers the phone! It’s the National Farmers Union but they do good car insurance.

Brilliant on price. We’ve 2 cars and house insurance with them.
Find your local branch and have a chat.
Good luck.

I'm insured with LV and always manage to speak to a real person if I have a query.

Thank you so much everyone, I really appreciate it. Some good advice here and will help i'm certain.

Liverpool Victoria are very helpful and have real people based in the UK, who answer the phones. They might give you an introductory discount due to your safe driving history.

When I got divorced, my ex kept his no claims bonus from years of driving a company car which then enabled me to get full no claims from our private car company where I had been the named driver. I just needed a letter saying that he did not want to be insured through our insurance company so it could be transferred to me.

Liverpool Victoria have local people answering their phones, I phoned them recently to get a quote.

BTW, they found a deal for my Mother-in-law a few years ago that was better than I could. She was 90 I think.

I think it's unlikely from our family experience- but still worth checking.
Why not call an independent broker and get them to quote?
They tend to have a wide knowledge of the marketplace and whilst they are a bit more expensive, if they can find a deal you would not otherwise discover, great!
Good luck!

beautybumble you just need confirmation from the company that you had the company car with to state that you made no claims. I did that when I retired and kept my full no-claims.

Most insurers will give you 50% no claims bonus, if you’ve been driving a company car accident free. I’m with Saga and speak to a human.

I had only been driving a mobility car for several years so like you had no no claims so I just started again. If you go to Moneysaving Expert they have an insurance tool to help you get cheap insurance. The best time to renew is twenty three days before the old one runs out….who knew that!

You can also speak to an agent at Admiral. I changed from Esure to them and the service is excellent.

Try NFU car insurance. They are British and a person in Britain answers the phone! It’s the National Farmers Union but they do good car insurance.

I understand Direct Line pride themselves on NOT being an online company. Phone 0345 246 8701 .
I don't deal with them myself but am thinking of giving them a try when my insurance is next due.

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Sorry, I can’t answer your question. But not all insurance companies are online. I go out of my way to avoid those who are only online. My car insurance is with M&S and you’ll get to speak to a human there. You could ask what you need to know even if you end up buying your insurance elsewhere. I think Saga also have a human on the end of the line.

Why nor try calling a few insurance company's, they don't all solely deal with online enquiries.