Our charges, i.e. usage & standing charge like most of you have leapt up this year and of course there is VAT in top of that. Our low tariff stopped in late September and that has made the biggest difference. However since our last bill in November we are £250 in credit, we have increased slightly the direct debits, then with the £66 a month from BG and the £500 Winter Fuel Allowance, we reckon by the time our next bill comes in May 23, we will be fine. We have made lots of changes in usage, our thermostat is 17degrees daily, 18 degrees in the evening and 14 degrees overnight, much lower than last year. Washing machine and tumble driers are very full when used about every 5 days (was every other day). Also husband has designed a spreadsheet that logs our usage and is compared with the Smart Meter and BG Ap. which is needed as the charge per kwh and standing charges keep changing. I think we should be OK. It has made us appreciate how much fuel we have been (over) using and by using less we hope that means no power cuts.