If I sound angry, it's because I am!

I am so sorry that you are going through all of this. You might need to look at your marriage more carefully if your husband doesn’t listen to you. All miserable stuff which I have been through in the past but thankfully I didn’t marry my second partner. He used to use all of OUR cash to bail out his kids. I left him after an Easter weekend when we only had 50p and had to borrow money off my family. My family helped me to get and furnish a rented housing association property. Please try and get him to listen then walk.

TinSoldier

I agree. It’s all based on OP saying all other costs.

Thinking about this some more, I am wondering how it got to this stage so quickly.

OP says: Last year, [daughter] was evicted from her rented house - it was not her fault, the landlord realized he could make a lot more money if he let out the house to students.

Students are usually looking for accommodation starting October so say she was given notice in spring or summer of 2023.

If a house has a bad damp problem it’s usually obvious when first viewed. There will be tell-tale signs including if there had been a hasty cover up job - the smell of bleach and new paint.

If the house has a functioning heating system and the damp arose because the heating wasn’t used in order to save on bills, that is not the landlord’s fault.

I’m wondering just how bad damp has to be to cause irrevocable damage to furniture and clothes in such a short time. I know from my own perspective of trying to save on heating bills over the last couple of winters, unheated rooms can get damp and mould can start to form on hard and soft furnishings but nothing that a damp cloth or laundering doesn’t remove. Some inexpensive silica-gel disposable dehumidifiers placed strategically has helped. I’ve been surprised at how much water they absorb over a couple of months.

Maybe OP could come back and explain a bit more about how things got to this stage and why. It may give some insights into whether the landlord is culpable.

I’m wondering just how bad damp has to be to cause irrevocable damage to furniture and clothes in such a short time.

Well, I do know about this because one of my DC had the same problem but not in this country and it was because of two things, one was floods, continuous rain and damp and the other was a leaking pipe which was causing rising damp in the flat. It happened quickly and it was a losing battle fighting the mould despite using a dehumidifier. Possessions were ruined despite strenuous efforts to control it all. The agent was very difficult indeed to deal with.

I doubt the OP will return.

I'm certainly not a troll hunter either but we have had lots of long convulated threads recently which do seem to have a common theme.

When people take time to reply and offer help and advice I do hope that the post is genuine but this isn't always the case.

Cabowich
The house was damp and she's taking the landlord to court for compensation for her ruined furniture/clothes, etc. Everything is dragging on and now I've just realized that my husband will probably be liable for all the landlord's costs if she loses the court case.

Was your DD dealing directly with the landlord or renting through an agent?
Did they and the landlord know about this damp? I know it's difficult with court cases, you never know, but I would hope your DD will win. Some rental properties are really in a shocking state, not apparent at first, and need serious attention. 🤞

At some point you have to let them stand on their own two feet but I can see your DH's point of view that he wanted to make sure your DD has somewhere safe to live. Unfortunately, there are so many rogue landlords around now again.

I am most definitely NOT a troll hunter! I merely backed up those who said the OP had posted an almost identical post on another thread with the addition of one paragraph. Whether they are a long term member or not, then surely this raises a question as to whether the post is all it seems.

Indeed. A guarantee which purported to indemnify a landlord against the costs arising from any action lawfully taken against them would, imo, not be upheld.

I agree. It’s all based on OP saying all other costs.

Thinking about this some more, I am wondering how it got to this stage so quickly.

OP says: Last year, [daughter] was evicted from her rented house - it was not her fault, the landlord realized he could make a lot more money if he let out the house to students.

Students are usually looking for accommodation starting October so say she was given notice in spring or summer of 2023.

If a house has a bad damp problem it’s usually obvious when first viewed. There will be tell-tale signs including if there had been a hasty cover up job - the smell of bleach and new paint.

If the house has a functioning heating system and the damp arose because the heating wasn’t used in order to save on bills, that is not the landlord’s fault.

I’m wondering just how bad damp has to be to cause irrevocable damage to furniture and clothes in such a short time. I know from my own perspective of trying to save on heating bills over the last couple of winters, unheated rooms can get damp and mould can start to form on hard and soft furnishings but nothing that a damp cloth or laundering doesn’t remove. Some inexpensive silica-gel disposable dehumidifiers placed strategically has helped. I’ve been surprised at how much water they absorb over a couple of months.

Maybe OP could come back and explain a bit more about how things got to this stage and why. It may give some insights into whether the landlord is culpable.

We have yet to hear whether the OP’s solicitor says that the guarantee extends to the cost of defending an action or costs awarded against the landlord - that seems extremely unlikely but the OP only quoted a few words from the guarantee from which it is impossible to form an opinion.

Looking at this from another point of view, should she win her case accost her on the steps of the Law Court and demand repayment, of some part at least, of your £5, 000 loan and do not give up until you receive it.
She won't learn otherwise.

Your husband was foolish in not thoroughly checking the guarantor agreement. But it sounds like you didn’t check it either unless you only knew about it after the event and there was no cooling off period.

Had either of you been aware of the terms, you might have warned your daughter not pursue a claim or at least to cut her losses if there was doubt that she would win. On what basis is the landlord contesting her claim?

If can be evidenced that your daughter’s possessions have been damaged due to damp in the accommodation that the landlord should have addressed then why do you think she will lose? Is there a counter-claim that she should have been insured?

If she does lose and costs are awarded against her that she cannot pay (why couldn’t she?) then I fear it will come back to your husband (not you if you didn’t sign the guarantee).

How much are we talking about for alleged ruined furniture and clothes? How can it have escalated to such an extent, to such a potential cost, that you could lose your home?

That final sentence wasn’t to sound smug - just that things don’t always work out badly.

Did you get any advice from your solicitor Cab?
Having re-read the original post you say ‘I’ rather than ‘we’ helped DD out years ago and that your DH has now been paying for various things for her since. I’m only curious to know if you have separate finances, so have kept the bailing out or whatever secret from each other?
Perhaps you need to sit down and be completely honest with each other and tackle this as a united force. Hopefully, your DD will win her case against her LL, then you can move forward and whatever the outcome, agree that the Bank of Mum and Dad has finally closed.
I was guarantor once for DD2, as she had moved back to start a new job, so was technically unemployed , Thankfully there were no problems.

GSM just sent GNHQ an email as I am furious being called a troll.

Well said, Whiff. I think GN have totally misunderstood what you said, though it was clear enough to me and not troll hunting.

KellyGransnet I am no troll and how dare you call me that.

The OP was posted on another thread. It was on GN as I never go on Mumsnet .

And I didn't say this thread wasn't genuine just said it was posted on AIBU or Ask a gran yesterday but a much longer version but saying the same thing . I have looked it's not on either now.

This thread was posted yesterday and a lot of GN members posted . Last I saw it was to page 3.

And if this gets deleted I want to know why ? Plus Kelly you owe me an apology.

Op does not just have a daughter problem. She has a husband problem too.

I think it is a good idea to seek legal advice

Has your daughter left the property? Is she refusing rent? How much potentially could the case cost of lost? Important questions seeking advice

It's a difficult situation, your husband obviously loves his daughter very much but when your finances are shared, any outgoings should be agreed between you.

Does your husband know you feel strongly enough over this to potentially seek a divorce?

As they say on Mumsnet leave the bastard.

I can understand how angry you feel Cabowich. Your husband has been enabling your daughter to not stand on her own feet and now you are in this position.
It would need someone with legal knowledge to tell you if you can withdraw from being a guarantor but if that's possible I would do it.
Your daughter needs to grow up and not rely on you all the time.

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I can’t find the other post and don’t remember it Whiff. Might it have been on Mumsnet?

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