We have had three calls in two days from a very persistent Asian sounding lady telling us that we have overpaid £140 for domestic appliance insurance, which she can get refunded - but needs details of the card to which the refund should be sent (ha ha). We haven’t taken out any such insurance, considering it a waste of money, but of course a lot of people do. So watch out for this one - after the third call we blocked the number.
What do you find yourself avoiding more as you get older?
Early Retirement - have you, would you ?

