Roughly How Much Will I Get

www.almondfinancial.co.uk/how-much-annuity-income-will-i-get/
According to this tool, £147 a month.

That’s about what I got when I retired, from a similar amount from an AVC, but it is index linked, so has gone up accordingly. The answer is not a constant, so don’t rely on today’s figures if you are not taking it for awhile yet. I did mine through an IFA.

It's worth getting several quotes from annuity providers.

Would it raise your income if you could make significant increases to your pension pot between now and retirement?
If you are PAYE your employer will probably chose your annuity provider. If you are self-employed, I’d ask an Independent Financial Advisor.
Mine says between 70 and 73 is the optimum time to purchase an annuity, if you can wait that long.

My DH is just retiring he's got £31.5k in his SIPP. He has another civil service pension too. He has just been offered £2150 pa with Canada Life. He does have enhanced rate because of poor health.

Grantanow

It's worth getting several quotes from annuity providers.

Yes, shop around. You don't have to buy an annuity from the firm you saved with.

You could take a flat rate or opt for increases which means a lower starting rate and rises annually. You could also take a lump sum out of it.

Things may change over the next two years with interest rates rising or falling etc.