"Bump in the car"

If you have exchanged details (insurance details as well?), then his Insurance company will get in touch with yours.
When the OP renews her Insurance , she will be required to inform them.
I do not know the Law, so I am not sure ,
Good luck !

I’m pretty sure your policy will say that all bumps, no matter how minor, must be reported and that to fail to do so will invalidate your insurance.

If he has reported it to his Company they will probably be in touch with yours already.

I would report it ASAP.

I would definitely report it to your insurance company, I would also contact the police to inform them.
My brother in law failed to report an accident and was heavily penalised. A passer by took his registration number and passed the details to the owner of the car. Subsequently, his insurance went through the roof.

Yes - friends son hit a car on a mini roundabout. The other car was cutting the corner and not indicating.
DD2 (insurance underwriter) said it didn’t matter if she was dressed as Ronald McDonald and driving backwards - still his fault!

Yes, inform your insurance company but describe what happened as it sounds as if he was at fault.

Your insurance will be high anyway, it seems to jump once you're 80 but, quite honestly, all the bad driving we've encountered recently has been by young male drivers.

If he has definitely contacted his insurance company I would definitely contact mine.

Unfortunately if you don’t report it it can cause issues, but if you do report it even if deemed not be to your fault your premiums will rise. Did he say he was going to go through his insurance?

Georgesgran

* Forget the circumstances - ie late at night, unfamiliar, stress, it’s irrelevant.

Actually claiming extenuating circumstances could actually work against you as they imply a degree of excusable blame. However understandable.
Added to this, if you hit anybody going forwards you are generally held to be responsible as theoretically you should always drive at a speed within which you can stop.
I think you must inform your insurers after checking with the other driver what his intentions are (without admitting any more responsibility or getting into a discussion about who is more to blame)
You may find your own insurers are very supportive and will not judge you - they should act on your behalf after all- but I am worried that you leave yourself open to a (possible) claim against you by the other driver.
Sorry, but there it is

* Forget the circumstances - ie late at night, unfamiliar, stress, it’s irrelevant.

I’d leave it for now - his fault and he might just choose to live with it, or get it repaired at his own cost, rather than involve his insurance company.

Who advised you not to report?

RosieandherMaw is correct.

You should report any accident, even a minor one, to your insurer, even if you don't plan to make a claim. It’s usually a policy requirement and failure to report could invalidate the policy. If that were to happen you would find it very difficult, perhaps impossible, to get insurance elsewhere.

You say the other driver has been in contact with his insurers, which is what he should do, but that doesn’t mean he has made a claim.

If it turns out he hasn’t claimed, assuming there has been no lasting damage to his car either, then you have both just done as required but no costs are involved.

Did you not exchange phone numbers so you could ask him to text you a photo of any damage to his car?

In a way you have kind of admitted that you may have been at fault as you were driving at night in an unfamiliar city and possibly under stress as your husband is in hospital. Even though you don’t think it was your fault, if he does make a claim and it comes down to one person’s word against the other, it’s possible that you could be held responsible.

I think you need to get clear in your mind what exactly happened and how it was that he managed to scrape your wing. For example: What was the position of your car in relation to the road? Was your car protruding from a junction? Where you over a white line? Did he cut off a corner?

Speak to your insurers.

Does' nt sound like monumental damage , so I would leave well alone!

I believe you should inform them if only to protect yourself if he then claims you were at fault.
My premium also jumped by £500 when a barrier at MK Station multi storey car park leaped out at me and caused significant (=expensive) damage to a door and rear wing.
I don't think it will ever go down again, at least not within I think 7 years by which time I will be in my 80's and probably uninsurable.
Life can be a bitch.

PS. Just wait and see

I had a bump 2 years ago. No other car was involved and yet my Premium jumped from £250 to £720. As we get older, this is what happens - I am a few years younger than you. In general, we older drivers are more cautious. However, I have decided I will not drive in the night.
I like the freedom of having a car in my drive and being able to drive at the drop of a hat. I don’t like waiting for buses. I am a spontaneous person and do not like watching the clock.
So, I will keep my car for as long as possible