Changing bank accounts

Excellent advice about not naming your bank PaynesGrey

I am sure most, if not all, GNs will not consider you are catastrophising as you can't be too careful.

I would give you a yellow handclap if I knew how to.

If all you have is state pension and presumably pay regular bills by direct debit, then do you just want somewhere to withdraw cash? You can do this at any cashpoint anywhere whoever you bank with. Most are free, even those in shops and petrol stations.

Look at moneysavingsexpert and chose a bank that gives you a cash bonus to switch.

www.moneysavingexpert.com/banking/compare-best-bank-accounts/#nationwide

Can I please urge people NOT to say who they bank with. If MN/GN was subject of a cyber attack - and it has been in the past - then hackers would have your email address which can easily be linked to other data about you. That data is then sold on. Next thing, you will be getting a phone call from scammers purporting to be your bank

No doubt someone will come along and say I am catastophising but I’m not. I am just warning elderly people to be careful about what they broadcast on an open forum.

Yes, another happy Nationwide customer here! I was with my previous bank for 50 years so it was a big change but it was really easy and I have been in my local branch (a free bus ride away) several times and the staff have always been great.
Now I wonder why I didn't make the change years ago.

I, too, was with the royal Bank of Scotland, but when Santander took over, I chose to move to the Nationwide, which is a bank, and a building society. What is more it is still owned by its members and was not floated off on the stockmarket, like most other building societies.

Last year they paid me £200 dividend because, at the time, as well as a current account I also had a mortgage with them.

They run their call centres through their branches, so the branch will probably be closed a couple of days a week, but they are determined to stay on the high street where others are closing down. I am a very happy Nationwide customer and would recommend them.

Thus speaks a satisfied cutomer of over a decade

Nationwide have made a commitment to keeping all their branches open until 2028.

I have a local one and it’s always very busy and very helpful. A welcome human face to banking.

Ive had my account there for more years than I can remember. They did once make a mistake in my account and sent me flowers and chocolates to apologise😁

Do you have a local building society may be your best bet nobody can guarantee that any financial institution will not close its local branch. Where we live the building society is the only one left that has a branch.
Or if you have an accessible post office how about opening an account with them.