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Legal, pensions and money

Power of attorney woes

(59 Posts)
Pleasebenice Tue 13-Jan-26 07:39:57

I have both POAs completed and registered but the person I nominated as someone to be informed has died. I understand I need to start again. Not cheap. But most, if not all, of my friends are my age, 70s, so I guess this could happen again. Any suggestions?

crazyH Tue 13-Jan-26 11:21:42

I don’t think you need to name anyone to be ‘informed’. You can leave that blank

Pleasebenice Tue 13-Jan-26 12:29:28

Thank you all for the advice

Tenko Tue 13-Jan-26 12:34:05

Myself and my 2 siblings have P o A for our mum . The solicitor suggested notifying my uncle , who’s my mums brother . It’s a safeguarding thing .

MaggsMcG Wed 14-Jan-26 13:55:22

Its a shame you hadn't already sent it off, we had just before the first lockdown so everything was on hold. When ny husband died early 2021 I rang them and they changed mine for me and refunded the payment for my husbands. I had to change my husbands POA for me, to my third daughter instead

Polremy Wed 14-Jan-26 14:18:03

It doesn’t have to be expensive. You can do it yourself. It looks scary but it really isn’t.
I sent ours off but had made a couple or errors.
A very nice man from HMRC ( ?)helped me sort it.
I think it cost us around £80 each.
We have friends who paid over £1000 to a solicitor.

Witzend Wed 14-Jan-26 14:29:41

Polremy

It doesn’t have to be expensive. You can do it yourself. It looks scary but it really isn’t.
I sent ours off but had made a couple or errors.
A very nice man from HMRC ( ?)helped me sort it.
I think it cost us around £80 each.
We have friends who paid over £1000 to a solicitor.

We did our own too. We found it perfectly straightforward, but you do need to read the instructions very carefully, particularly as regards signing and dating. Any mistake means that it will be rejected, and you’ll have to start (and pay!) again.

It’s worth mentioning that in the Health and Welfare P of A you can add a paragraph to state your wishes in e.g. the case of your losing mental capacity, or because of e,g, a stroke, being unable to make your own wishes known.

Ours made our wishes very clear as regards any ‘striving to keep alive’ in the case of dementia or any other condition where we might be unable both to care for ourselves, and speak, with full mental capacity, for ourselves.

knspol Wed 14-Jan-26 14:47:35

eddiecat78

OP's query is nothing to do with her attorneys. I do wish people would read properly before jumping in with unnecessary and confusing advice!

Seems to happen all the time on this site.

WelshPoppy Wed 14-Jan-26 15:48:54

Our daughters are named for POA

MrsMatt Wed 14-Jan-26 15:49:41

Pleasebenice

Not sure you can use a family member as they would stand to gain financially.

You can have a family member for both types of POA. I was for both my mum and dad.

Jess20 Wed 14-Jan-26 17:53:24

We've both got separate financial POAs and we've each nominated three people to spread the risk, a couple in their 20s and 30s and also each other. We haven't needed to use a solicitor. I'm assuming, from what I read this is acceptable.

BlueBelle Wed 14-Jan-26 18:05:13

Pleasebenice you can have a relative and most people I know do ….I paid £80 for each, health and finances I did it myself online.
My eldest child is POA for both my finances and my health my other children live overseas so wouldn’t be helpful ….they all know
I was POA for my parents

Grannysmith Wed 14-Jan-26 18:09:49

By the way you don’t have to pay again if you make a mistake.

butterandjam Wed 14-Jan-26 20:42:45

Pleasebenice

Yes but the financial poa allows people to take over your finances.

Who better to do that, than a chosen, trusted family member who loves you and is very familiar with your lifestyle, finances and personal preferences.

My first choice Attorney (finance and welfare) is my Husband, and I'm his. If, or when, our first attorney is themselves incapable, our sons are the nominated attorneys to take over.

Sadie5803 Wed 14-Jan-26 20:43:37

POWER OF ATTORNEY CAN BE A LOADED GUN IN THE WRONG HANDS....I SPEAK FROM EXPERIENCE...my neice stole 33,000 from my 96 yr old mum, I was 200 miles away, eventually the fraud department made her repay it, unfortunately mam passed away age 97 recently, THE TRUTH CAME OUT...IT WAS HORENDOUS....PURE GREED

LOUISA1523 Wed 14-Jan-26 21:07:37

My DD and me are named on the mums poa x

grannybuy Wed 14-Jan-26 21:14:00

I had POA for my late DH, as he had dementia. I was never asked to keep a record of expenditure, nor after his death was I asked questions relating to it.

pably15 Wed 14-Jan-26 21:17:42

Pleasebenice

Not sure you can use a family member as they would stand to gain financially.

you can have family members, we went to a lawyer to have our POA made out ,and we could name our son and daughter...

grannybuy Wed 14-Jan-26 21:17:50

In, if you have guardians, as opposed to POA, you are required to keep, and submit details of expenditure.

Cabbie21 Wed 14-Jan-26 22:47:46

Grannysmith

By the way you don’t have to pay again if you make a mistake.

This is not correct. You can re-submit a new form, (not a correction of the original) within a short time, for half the fee.

Jane43 Thu 15-Jan-26 07:59:42

Pleasebenice

It’s not the attorneys that is the question. It is the person to notify. Can that be a relative or can you just not have one?

You don’t have to have one, nor do you have to have replacement attorneys. When we did ours we kept it as simple as possible.

Jane43 Thu 15-Jan-26 08:02:38

grannybuy

I had POA for my late DH, as he had dementia. I was never asked to keep a record of expenditure, nor after his death was I asked questions relating to it.

This only applies if you can’t take out POA because the person’s dementia is advanced, in that case you have to go through The Court Of Protection and details of all expenditure have to be recorded.

SooPhillips66 Thu 15-Jan-26 08:38:27

My brothers and I have PoA for Health and Finance for our Dad, we did online and were £82.00 each and I believe have recently/or are due to soon rise to £92.00 each. Our solicitor said there was no benefit to doing directly through them, unless there was something particularly complicated we wanted added, so to do online ourselves. Unfortunately my Mum who has dementia didn't have PoA's and we therefore need to register as Deputies with the Office of the Public Guardian; whereby we WOULD have to keep financial records of all outgoings and I believe these have to be submitted annually. Unfortunately it is apparently a slow process and cant take best part of 9 months for the registration.

Beechnut Thu 15-Jan-26 09:42:26

Does anyone know why it takes so long for registration?

Zumba369 Thu 15-Jan-26 17:40:16

Since the pandemic, there is a huge backlog and significant LPA registration delays due to limits being imposed on the OPG. Processing is taking anywhere between 18 – 24 weeks so it’s essential that you thoroughly check the POA before submitting. It is not imperative to name a person to be informed of the POA application.

Grannysmith Thu 15-Jan-26 18:56:38

Cabbie21
We made several mistakes on ours - resubmitting several times- & no addional charge