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Opinions please - fair sharing of assets

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Smileless2012 Thu 14-May-26 16:39:03

I don't think there's a fair was to do this TBH because whatever you decide isn't going to be fair to everyone concerned.

So when your mum passes away, you will own 75% of the property and your husband 25%. When the time comes, have you considered selling up and downsizing into a property where you would both be paying 50% of the purchase price and 50% of the costs incurred when buying and selling?

If this were doable, you would both be in a position to leave your own children 50%.

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SuzyQqq Thu 14-May-26 16:23:08

I am on my second marriage. We both have 2 grown children from first marriage. My husband has a larger pension than I. We pool our pension money into our day to day spending pot and his makes up 3/4 of the total . We own a house with my parents (live in half each) and I will inherit their half when they die as an only child . My husband thinks the house should then go completely in joint names between him and I, so we own half each at that point. He will leave his half to his children and I leave my half to mine. We have Will Trusts protecting our portion of any assets for our children . My question - is it naive or completely fair to split my inheritance this way ? On the one hand he supports our day to day life more now, but on the other if for some reason we split up then I have given half of my inheritance and future security away ? Other financial contributions have been made into the joint pot by me in terms lump sums and redundancy payments so I have made some contributions over and above my small pension to current financial position. I’m trying to find a fair way forward. My father has already died and mum is frail so this may be an imminent issue.

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