Hi Durhamjen,
Osborne doesn't care for anyone below his salary; remember the "oik" incident reported by a newspaper. Cameron and co have started at the bottom, first. No, I don't mean to be callous ~ I mean those who can't fight back - for whatever reason.
I really believe that those who are in your late forties, will experience seismic change to pensioner benefits as people of my age fall off their twigs.
A DS of ours is putting all spare £s into a private pension, as he believes he'll receive very little or nothing when he retires.
Then, the (UK) government will renege on any pension promise or benefit made.
Sorry to be gloomy, but, * they, the tory cabinet don't care*! 
Good Morning Sunday 23rd August 2926
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