Fully and totally agree JessM, i too have no problem whatsoever with people rolling in cash, spending it on toys like cars or fripperies as long as they have paid their taxes first. Their is a looming issue with social care due to the growing differential between what the staff need and deserve to be paid, and what local authorities are able to afford to pay. It is already common knowledge that staff agencies will not provide care staff to local authorities as the rates paid are insufficient to cover wage costs and what is deemed to be a reasonable profit for the business. I have not studied the statement in full , but I truly believe that if they are allowed to go ahead, these changes will alter the face of this country, and for the worst. The amounts of money being saved are penny pinching in isolation, but have a terrible effect in general. Even ignoring the moral argument and looking at things purely from a balance sheet/accountant's point of view it still doesnt work. A small but typical example in my home town: a pensioner's lunch club, run mainly by volunteers but with legally required employed staff receives a subsidy of under £40,000 per annum, for this it provides essential services such as a square meal but more importantly, it helps relieve the terrible loneliness of some elderly people, loneliness which can lead to isolation, depression and illness. They also advise on help with additional pension, benefits etc. The cost per person attending is minute, yet this is set to close as the local authority has to tighten it's belt even further. The cost to the country as a whole for just one bad fall by just a couple of these lunch club members is more than £40,000. It doesnt even make me angry anymore, it makes me sad. Sad that so many people just cannot see what is happening in front of their eyes.