I am 61 & bought a new car 4.5 years ago, I have only done 7500 miles in this time although that will increase from this year as when I visit DM 300 miles away I will have to take my car, she has had to give up driving at 87 due to advice from the Hospital regarding her eyesight & has now sold her car. I will split the journey staying overnight as I have never attempted the journey without another driver to share driving.
I suggest one reason why repairs for older drivers cost ore is that many of us can afford to drive new/newer cars which are more expensive to repair.
In 2015 a young man (20's) reversed into my parked car at a local garage, he owned up & contacted his Insurance Company, my car was driveable, damage was to rear corner of car, Cost of repair over £900 & 1 week hire car, that is the only time there has been an incident since I was 17 & recently passed my test (no-one else involved, my own stupidity, lack of experience + country road, repair paid for by me)
I have had a full Licence since 17 & driven all over UK, in all sorts of weather conditions & a variety of roads. No Points on Licence ever, so who's safer? I have been without my Licence due to Epilepsy (automatic 1 year ban after seizure) but have always had it returned to me as my Epilepsy is controlled by Medication.
My Licence is my lifeline, my freedom especially now as a Widow, Internet shopping is ok but sometimes it's nice to go out & about.
As my DF used to say "there's lies, damn lies & statistics" not sure who originally said that. I do agree that GPs should have more input on Driving Licence renewals over 70, but I'm used to that as my GP has to reply to a questionnaire from DVLA every time my Licence has to be renewed, makes sure Medical problems are correctly recorded. I'm not suggesting people lie but maybe omit answers as they don't feel it applies to them. If my DH had completed his renewal form at 70 I don't think he would have completed it as I did, form to GP & Licence renewed no problem.
Sorry for such a long post but I feel so passionate about older drivers being blamed all the time