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older people are a "greater liability"

(82 Posts)
Welshwife Tue 24-Jan-17 11:57:28

Love the idea of 'granny trackers' grin

Welshwife Tue 24-Jan-17 11:56:31

A short while ago I read a report which said that not only were older drivers more careful and experienced but generally needed to drive less - not doing a daily commute etc. Maybe if fitting a box showing how the car is driven became the norm on every car and not just for young drivers we would get more accurate data.
Do they take into account the size/ power/ speed of the cars causing the accidents does anyone know?
This is a case of how figures are interpreted and a 'reason' to increase premiums - probably think older people can afford to pay more!
When we get self drive cars who are they going to blame then? grin

Cherrytree59 Tue 24-Jan-17 11:51:16

I am in my fifties and have been informed by government that I will have work till I reach 66/67
Therefore I need a car to get work as does the rest of the 50+ & 60+yr olds
That obviously means more drivers of this age group
I think the insurance companies have spotted a little money earner.
Surely the more drivers on the roads the more money for the insurance companies.
Its our age group that has paid for the reckless younger drivers

Perhaps they will give 'granny' the tracker box that they give to new drivers.
No oldies to drive after dark or over 50 mphgrin

MaizieD Tue 24-Jan-17 11:17:15

I wonder if there are any accident statistics which justify this?

Because this:
But figures from the Department of Transport show that despite the population of older people in Great Britain increasing faster than younger age groups, the number being killed or sustaining serious injuries as a result of a road traffic accident has declined over the past ten years.

and this:

Ian Hughes, chief executive of Consumer Intelligence said: "People living longer and driving for longer is driving up the cost of claims.

"There are more incidents amongst older drivers and the costs of those incidents are higher.

then, whoooa; this, from the same statement:

"Older drivers do benefit from lower rates as insurers continue to compete for this group which is still less likely to claim overall than other age groups.

Which is it to be, we claim less or we have more incidents?

50 is a really insulting cut off point grin

rosesarered Tue 24-Jan-17 10:53:43

I think that aged 50 to 70 probably has the best drivers around, safety wise.

shangalang Tue 24-Jan-17 10:45:38

This is outrageous. Obviously as people get older (as in proper;y older) there is more risk - which is precisely why people have to reapply for their licences after the age of 70 www.gov.uk/renew-driving-licence-at-70

But 50+ is LUDICROUS. 50 is barely middle-aged these days

nandea Tue 24-Jan-17 10:05:58

www.telegraph.co.uk/news/2017/01/23/50s-motorists-hit-34pc-rise-car-insurance-premiums-driving-unfairly/

I stopped driving a few years back now as i wasnt feeling comfortable, but also because of my DS asking me so Im not affected but was wondering how any of you felt about this?

"However, we predict a tipping point where the over 50s, and especially the over 70s, will become a greater liability as people continue to drive late in life and self declare their medical fitness to do so."