Joelsnan I can't see the overall financial advantage in working fewer hours - or temporarily stopping work - in order to pay less tax, unless the people involved are able to command a very large salary. No tax is paid on the first £11,850 earned (and that is soon going up to over £12,000) Only 20% is paid between 11,850 and 46,350, 40% between 46,350 asnd 150,000 and 45% on £150,000+. People may decide, because of certain domestic commitments, to work fewer hours but I can't see what is wrong with that. I assumed that describing three generations as following a tradition of worklessness meant several family members across the generations, rather than just three individuals.
In 2013, the Joseph Rowntree Foundation published a piece of research it had carried out. It reported that, despite the impression being conveyed in many of our tabloid newspapers, under 1% of workless households crossed two generations. They could find no evidence at all of worklessness over three generations, and could only conclude that the numbers were miniscule. The research also found no evidence of "a culture of worklessness" passed down through the generations. Instead they invariably found that long-term worklessness of families was a result of complex problems (particularly related to ill-health) associated with living in long-term and deep poverty.
I expect there are gransnetters who have been social workers, doctors, teachers, etc, who have seen examples of people who do not have the intellectual capability or emotional stability to conduct their lives - and the lives of their children - with any degree of consistency. Someone who can't manage to keep a house clean and their children properly clothed and fed is unlikely to be able to hold down a job. That is not the children's fault and punishing the parents only hurts the children more. I believe the majority of families who are having problems coping are just ground down by poverty.
The report also found that there is a lot of movement in and out of work, so many Job Seekers Allowance claims are very short - " more than 80% of claimants never go near the work programme because they aren't on the benefit for long enough. A lot are off it in under six months." For disability benefits, there are a lot more long-term claimants.
I hate the term "gig" economy. The word gig, used previously in regard to the entertainment business, makes insecure and low paid work sound far more acceptable - almost desirable - than "zero hours contracts".