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What is the average cost per week of a good OAP Home?

(65 Posts)
jura2 Wed 24-Jul-19 16:41:59

Can anyone help please?

Shoequeen53 Wed 24-Jul-19 18:41:08

Are you talking care homes? My parents’ was £1000 per person per week. That was four years ago.

grannylyn65 Wed 24-Jul-19 18:44:11

When I last worked (4years ago) it was £2000 weekly

jura2 Wed 24-Jul-19 18:45:16

yes, thanks. That is a lot of money for sure ... 52000 per person over 2, 3, 5, 10 years ...

my mil and my grandmother, my parents had to fund their care out of the sale of their home - and there was little left by the time they met their final demise- in every case, just before the 'State' (eg us all) had to pick up the bill ...

dragonfly46 Wed 24-Jul-19 18:46:40

My mum pays just under £4000 a month - so about £1000. She is not in a nursing home but it does specialist dementia care.

silverlining48 Wed 24-Jul-19 18:48:40

It depends, residential care is usually cheaper than nursing care and EMI nursing ( elderly mentally infirm) is the most expensive. Well over £1000 pw I should think.
The posher the place the more it costs, a bit like hotels really.

Anniebach Wed 24-Jul-19 19:39:50

My mother in law who died a few weeks ago was paying
£1,000 a week for residential care not nursing care

Charleygirl5 Wed 24-Jul-19 21:18:46

It also depends on where one lives- in London the sky appears to be the limit starting at around 2.5K a week. Outrageous.

annodomini Wed 24-Jul-19 21:54:37

FGS. Please, do not refer to OAP Homes. I loathe the description OAP - an outdated term for those of us who have retired to a new phase of our lives. The pension is not referred to any longer as "Old Age Pension". Retirement Homes, or Care Homes but NEVER call them OAP homes.

When I received my state pension, I was neither old nor aged.

jura2 Wed 24-Jul-19 22:35:38

Sincere apologies anno- I truly meant no offense.
When I retired, I didn't go into a Retirement Home - and many people in such 'homes' do not need care either- tbh.

Point is, we are talking about £50.000 + per year. And second point is - how on earth will Johnson fund this?

And 3rd point- should the children of parents who have made 100s of 1000s in some cases (and more for some- I know) be expected to inherit the lot- whilst other Services like the NHS ad Education suffer, and poorer tax payers have to pay for their care - for doing nothing apart from being born to better off parents? (like mine). My answer is 'no'. And we didn't, with either of our parents or grandparents either.

Scentia Wed 24-Jul-19 23:05:39

Not sure where all these people live, but my father pays £525 a week for residential care home only. He lives in Staffordshire. He had to sell his house and has about 5 years worth of money then who knows what will happen.

jura2 Wed 24-Jul-19 23:08:19

then the State picks up the bill- no?

But will it pick up the bill for a 'luxury 4*' care home, I do not know. Would be interested to understand this better- so thanks for any info.

Shoequeen53 Thu 25-Jul-19 11:15:00

Our £2000 a week bill for two was in Cambridgeshire. There’s nothing, literally nothing, for less than about £800 and those are awful.

JenniferEccles Fri 26-Jul-19 12:48:02

The costs are truly outrageous aren't they?

I think what infuriates the most is the complete unfairness in the system.

Those in care homes who have worked hard all their lives and saved for their retirement, end up paying more and thereby subsidising those who have squandered all their money, or have lived their lives sponging off the State.

Those who have made no provision for their care in old age, are funded by the Local Authority, and those fees are cheaper than those paid by self-funders, even in the same homes.

It's an appallingly unfair situation.

The Mail is currently running an excellent campaign about this, and they have been successful in the past with their campaigns, so let's hope they have as much success with this one.

Boris has vowed to do something about the situation, but who on earth knows if he will keep his word ?

jura2 Fri 26-Jul-19 13:48:05

The point of this thread was to attempt to work out the cost of Boris's promises in that matter. Can anyone hazard a guess? If Labour made such promises, Conservatives would scream blue murder about the cost and where it will come from.

JenniferEccles- I know what you mean - as sais, my grandmother's, MIL's and my parents' savings and more- all went that way- it is btw the same here, and the same in most countries. If you bought a house in the 60s for 2000, which is now worth 500.000 - is it really fair that it should all go to your children, who have not contributed to that - and let poorer people pay?

trisher Fri 26-Jul-19 14:10:36

jura2 it's Boris. It hasn't been costed at all. For people with no property and my mum was such the local authority will fund a care home, but they only allow so much. When I was looking round for my mum I was shown rooms in one home which the LA would fund and some they wouldn't. The non-fundable were slightly larger and had a patio door leading onto a small decking area. My mother incidently worked hard all her life and paid her taxes. She worked in the NHS but only had a tiny pension. She sold a house in an area where property was cheap and then moved into rented sheltered housing close to me (she couldn't afford to buy). By the time she needed a care home she had spent nearly 20 years paying rent and support charges. She died in hospital so never needed the care home. Not everyone who needs help in old age has spent their lives in idleness and scrounging some just find they are in financial difficulties because getting old costs so much.
Incidentally I wonder if Boris is proposing to pay the costs of all those in sheltered housing who pay for support in their service charges?

jura2 Sat 03-Aug-19 21:34:18

'funny' that he has never mentionned it again hey !?!

M0nica Sun 04-Aug-19 01:25:38

No, the costs are not outragous. The owner of the business has to buy the property, may have mortgage payments, needs to keep it in good order and up to every safety level. the interior has to be decorated, furnished kept in good condition. Then there are fuel bills, astronomic as the temperature has to be kept so high, rates, water rates, a home will be on a meter, domestic supplies and food

Then there are staff, most on little more than minimum rate, but with 24 our care needed, staff ratio's usually work out as roughly one care worker for every resident, then there are laundry staff, kitchen staff, maintenance staff and possibly gardeners, then the owner has to live on something.

All in all, £800-£1,000 a week is not an unreasonable charge for full care.

What hotel could provide full board plus all the help a care home gives with care and laundry etc for £110 a day?

jura2 Sun 04-Aug-19 09:37:30

Monica, I agree. But it is not at all the point of this thread.

Nonnie Sun 04-Aug-19 10:29:51

jura with respect we bought our first house for £46000 and I imagine it is now worth about £200000 - £250000. We had friends who did not buy and eventually got council accommodation, The smoked and went out far more than we did. It was their choice and we made ours but is it now fair that, having worked hard, moved to improve job prospects, paid for healthcare etc and saved the state money, we should pay towards their care home? We didn't inherit anything, we worked, scrimped and saved for our children and our retirement. It seems awfully hard to be penalised foe that.

I'm not suggesting we shouldn't pay for care if we need it but I don't think we should subsidise others and I think there should be some sort of cap. I read a suggestion that there could be an insurance scheme where we pay about £30,000 which covers our care if we should need it. We could afford that but not £50k+ each for a few years for substandard care.

lmm6 Sun 04-Aug-19 10:31:54

Try Abbeyfield. Not sure how far their range extends. But in Devon they do sheltered housing. It's Not For Profit so costs approximately £1,300 per MONTH. That includes all meals except for breakfast. It is excellent.

Shoequeen53 Sun 04-Aug-19 11:14:43

Sheltered housing isn’t the answer if you need 24 hour care.

I disagree with the resentment of care home fees. Our house would pay for a care home for both of us for five years at today’s rates. That’s what it’s for, we won’t need it any more if we need to live in a care home.

It would sell for £350k more than we paid for it. We didn’t work for that money, we just happened to buy a house a couple of decades ago and it turned out to be a good investment. A lot of people weren’t in a position to do that.

growstuff Sun 04-Aug-19 11:46:03

Loads of people don't inherit anything or waste their money. Many of them work hard all their life. Some end up with money at the end of their life; some don't - for all sorts of reasons.

With all due respect, Nonnie, you won't be penalised, if you have to pay for a care home, although your children will be.

It's a lottery whether you need care or whether you live independently, until the grim reaper arrives. I guess the solution, if you have an asset to protect, is some kind of insurance, although my understanding is that insurance companies aren't keen on coming up with viable schemes.

I agree with Shoequeen.

growstuff Sun 04-Aug-19 11:46:42

I also agree with MOnica that the fees aren't outrageous.

jura2 Sun 04-Aug-19 12:22:07

Nonnie- so did we. Well, our first house for 8500.