Janpt For heavens sake, now I must have had children I couldn't afford as well as being feckless for not having saved up 6 weeks or was it months worth of money just in case I might need the state to look after me ..... for some of us, it is NOT the case!!!!! I have had to use a foodbank and it was of the most humiliating yet humbling experiences of my life ....
What exactly might I have to look forward to in this wonderful new decade of ours I wonder?
Firstly at some point there will be an attempt by the DWP to reduce my entitlement when I transfer my Indefinite DLA to PIP - I have an indefinite award because of my poor health, which has got far worse since my initial claim but I will eat my hat if they do not try to remove at least some of it from me - I am several hundred pounds a month down financially since my daughter came to live with me due to severe MH issues anyway, but if I lose the one bit of independence I have left, my car, I will be totally isolated - not even able to see my GP as I live in a rural area, and I cannot walk even close to a bus stop.
If that all does go ok, I will then need to decide on how I/we are going to survive financially anyway as I am struggling and have been for years. I own 'most' of my own home but still have a mortgage which takes up over half of my monthly outgoings. The council have taken my help away because they want me to pay for it, but I cannot give them what I haven't got! I have proved it, but as my outgoings aren't all 'disability related' there is no disregard. Even down to the massive amounts I need to spend on sanitary wear isn't disregarded as I could get a 'nappy' off the NHS for free - well I could if I could get an appointment before March 2020! I have been asking the bank for some help for years now but get ignored because I am paying my mortgage. I pay that first as soon as the money comes in and then do without. If I stopped paying then I may get some assistance, even increasing my mortgage term would help a little. If I didn't have my own home, then I would have been housed with rent paid - I cannot really 'downsize' in my area, so it will need a move to a cheaper area - in which case I would need to leave my AC and GC and my small support network and go back to my roots - I do still have a few people left up there, but I will be even more lonely, likely with no help whatsoever and then, well what's the point? There is no point ....
Last night I sat at home alone, tired, fighting pain and nausea wondering what the hell happened to my life! Why has all this happened to me - what the hell did I do to deserve this crap, and where did all my friends go? My illnesses have stolen most of the enjoyment out of my life. I've lost so many friends because I'm either too ill now or too anxious to go out. Because I don't really 'do' anything anymore, I also have nothing much to talk about anyway. Both mental and chronic physical health steal all the nice things and can be so stressful especially this time of year. January is the worse month for depression.
So, in 5 years time after the wonderful BoJo has done his thing, will I even be here? If any of te above happens or gets worse, then I shall be shuffling off this mortal coil - it will be easy and painless and I will just go to sleep. I doubt anyone would really notice to be honest ....
So you lovely ladies (and some of you are and have kindly sent me messages of support) I wish you all a happy, healthy and prosperous New Year {wink}