Another Brexit "benefit"

Ooops * isn't

Yes I saw that Ellianne. ???

Lloyds doesn't mention France, but customers "across the EEA" are mentioned for Barclays.

So many of those who chose leave still believe they have done the right thing, despiute the fact that I am still yet to hear of ONE SINGLE benefit for us to do so.
Instead, its looking like come January the pooh is going to really hit the fan...we haven't even begun to feel the ramifications yet.
So yes, thank you to those who chose to leave...you have really done a number on the Coutry you profess to love....

Growstuff so after reading the link in your post, it’s actually the EU that has caused the problem?
Or have I misread it.

Oh dear???

UK Govt has now scrapped plans for a post-Brexit British version of the GPS satellite navigation programme...

...and is now looking at ways to rejoin the EU’s Galileo system

Chaos clearly predicted for Calais-Dover-Calais for next year- not now.

Glad to hear some ferries still available to you- great news.

Certainly, closures due to Covid currently- but the uncertainty of Brexit next year is probably very much part of the decision.

Whitewavemark2

Oh dear???

UK Govt has now scrapped plans for a post-Brexit British version of the GPS satellite navigation programme...

...and is now looking at ways to rejoin the EU’s Galileo system

Another "world beating" British venture bites the dust. You couldn't make it up.

Oopsadaisy4

Growstuff so after reading the link in your post, it’s actually the EU that has caused the problem?
Or have I misread it.

It's been caused because there hasn't been a deal. You can "blame" both sides for that. Personally, I don't think Johnson & Co have ever wanted a deal, so have been as intransigient as possible.

I suppose brexiters do understand the implication of No Deal?

janeainsworth

I can understand your annoyance dinahmo but it’s not logical to blame the ‘leavers’ for something that Barclaycard have done.
(and no, I didn’t vote leave).
I’m sure Santander or Capital One would welcome your business.

As far as I undetsand this is due t 'passporting' and will not be unique to Barclays

biba70 if you read the statements from the Brittany Ferries CEO it is clear that these are carefully managed adjustments for Covid, not permanent closures. The company has asked for and received support from the French government in limiting cotisations so that staff can be kept on.
www.lavoixdunord.fr/865574/article/2020-09-15/coronavirus-30-millions-d-euros-pour-sauvegarder-les-compagnies-de-ferries
I would think the company would have a big demand for freight transport post Brexit; they have some of the biggest boats available and the routes up from Spain and Portugal are pretty good.

We asked in Barclays about keeping an account when we arranging our affairs prior to moving full time and were told that as Barclays was a worldwide bank there would be no problem - if it is bank accounts and just not Barclaycard - which is a separate company - then things have changed. Barclays (Bank) did have some branches in France But I have no idea about them now.

Talking about 'under the radar' UG, you have been in Spain for well over 3 months. Have you registered for Fiscal Liability?

We sold our holiday home in rural Spain that we'd owned for ten years around three years ago in order to afford a new roof on our UK home. Since we left 8 out of 10 UK expats living in the area have sold up and moved back to UK. Not due to Brexit, but mainly for health reasons as few were fluent in Spanish - age unfortunately brings its own problems.

We lived in France from 2013 to 2017. Had a Santander account, used that card in the UK and had statements delivered to our French address as that was our permanent residence. We had a French account with Banque Populaire and used that card for purchases in France.
Having a French address was not a problem for Santander in the UK, can I suggest poster talks to them.

Yes, that was the case - the problem is that things will change drastically from Jan 2021- especially if we leave with No Deal.

Lloyds now - not credit cards, but all accounts:

''Financial services in the UK can currently trade across the European Economic Area (EEA) because member countries are bound by the same regulatory framework.

The arrangement, known as “passporting”, expires at the end of the year and, while the UK has legislated so that EU banks can continue to provide services for customers in Britain, the EU has not done the same.

Unless a trade deal is agreed with the EU, UK financial institutions will have to abide by often arcane rules which vary from country to country and depend on what services are being offered by what kind of bank.''

So ‘the EU has not done the same’ regards banking.
Same with reciprocal health benefits.

The UK are much more generous via negotiations and the EU seem the more intransigent here.

The health benefits are reciprocal agreements with two countries as each EU country has a different system.

LauraNorder

We lived in France from 2013 to 2017. Had a Santander account, used that card in the UK and had statements delivered to our French address as that was our permanent residence. We had a French account with Banque Populaire and used that card for purchases in France.
Having a French address was not a problem for Santander in the UK, can I suggest poster talks to them.

In order to have a sterling bank account one must have a residential address in the UK. Santander states this quite clearly on it's website.

Most of us living abroad are sensible enough to have an account in the country in which we live. The point is that most of us that are retired have pensions paid in England and use English bank accounts for that reason.

Similarly most EU citizens who live in the UK will have sterling accounts and probably kept their accounts in their native country.

I think that we are aware that British banks will have branches in EU countries but that doesn't solve the problem.

The EU isn't being intransigent on banking. The UK has known all along what the position is with financial services and was warned. That's why some of the banks have set up separate companies in the EU and some have already taken some of their business out of London to other centres, such as Frankfurt. Financial services were never part of a trade deal. The UK is very vulnerable because so much of our GDP and trade balance is in financial services. The EU doesn't owe the UK any favours and we won't be getting them.

This was spelled out before the fraudulent referendum but labelled "project fear".

Before we moved full time to France we asked the three banks we used for various purposes about our position re the accounts and only having an address in the EU - all three of them said it was fine - and indeed we have continued to keep these accounts. You cannot however ask for a card on those accounts if you do not already have one - those will be replaced as necessary. You do not seem to be able to open a U.K. account when living in another country.
We have also had a French bank account for over twenty years as that was necessary to pay bills etc.

My neighbour who is resident in Spain has her UK pension paid into the Sabadell bank in Spain. It means that her 4 weekly pension isn’t always a fixed amount owing to any slight fluctuations in the exchange rate but she’s happy to accept that is what it is (for her).