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Another Brexit "benefit"

(270 Posts)
Dinahmo Thu 17-Sept-20 12:26:30

Those of us living in the EU are about to be deprived of the use of our Barclaycards as a direct result of the UK leaving the EU. Like many others who have retired to France, Spain, Portugal, Italy and other EU countries my income derives from the UK and I use my card to purchase items from the UK and also when we visit.

So, a hearty thank you to all you Leavers for making our lives just that little bit more difficult.

Urmstongran Mon 21-Sept-20 21:17:18

So ‘the EU has not done the same’ regards banking.
Same with reciprocal health benefits.

The UK are much more generous via negotiations and the EU seem the more intransigent here.

biba70 Mon 21-Sept-20 19:11:52

Lloyds now - not credit cards, but all accounts:

''Financial services in the UK can currently trade across the European Economic Area (EEA) because member countries are bound by the same regulatory framework.

The arrangement, known as “passporting”, expires at the end of the year and, while the UK has legislated so that EU banks can continue to provide services for customers in Britain, the EU has not done the same.

Unless a trade deal is agreed with the EU, UK financial institutions will have to abide by often arcane rules which vary from country to country and depend on what services are being offered by what kind of bank.''

biba70 Mon 21-Sept-20 18:56:14

Yes, that was the case - the problem is that things will change drastically from Jan 2021- especially if we leave with No Deal.

LauraNorder Mon 21-Sept-20 17:30:14

We lived in France from 2013 to 2017. Had a Santander account, used that card in the UK and had statements delivered to our French address as that was our permanent residence. We had a French account with Banque Populaire and used that card for purchases in France.
Having a French address was not a problem for Santander in the UK, can I suggest poster talks to them.

twinnytwin Mon 21-Sept-20 17:00:00

We sold our holiday home in rural Spain that we'd owned for ten years around three years ago in order to afford a new roof on our UK home. Since we left 8 out of 10 UK expats living in the area have sold up and moved back to UK. Not due to Brexit, but mainly for health reasons as few were fluent in Spanish - age unfortunately brings its own problems.

Framilode Mon 21-Sept-20 16:20:13

Talking about 'under the radar' UG, you have been in Spain for well over 3 months. Have you registered for Fiscal Liability?

Welshwife Mon 21-Sept-20 16:11:37

We asked in Barclays about keeping an account when we arranging our affairs prior to moving full time and were told that as Barclays was a worldwide bank there would be no problem - if it is bank accounts and just not Barclaycard - which is a separate company - then things have changed. Barclays (Bank) did have some branches in France But I have no idea about them now.

Mamie Mon 21-Sept-20 16:01:52

biba70 if you read the statements from the Brittany Ferries CEO it is clear that these are carefully managed adjustments for Covid, not permanent closures. The company has asked for and received support from the French government in limiting cotisations so that staff can be kept on.
www.lavoixdunord.fr/865574/article/2020-09-15/coronavirus-30-millions-d-euros-pour-sauvegarder-les-compagnies-de-ferries
I would think the company would have a big demand for freight transport post Brexit; they have some of the biggest boats available and the routes up from Spain and Portugal are pretty good.

Petera Mon 21-Sept-20 15:59:04

janeainsworth

I can understand your annoyance dinahmo but it’s not logical to blame the ‘leavers’ for something that Barclaycard have done.
(and no, I didn’t vote leave).
I’m sure Santander or Capital One would welcome your business.

As far as I undetsand this is due t 'passporting' and will not be unique to Barclays

Whitewavemark2 Mon 21-Sept-20 15:54:59

I suppose brexiters do understand the implication of No Deal?

growstuff Mon 21-Sept-20 15:42:41

Oopsadaisy4

Growstuff so after reading the link in your post, it’s actually the EU that has caused the problem?
Or have I misread it.

It's been caused because there hasn't been a deal. You can "blame" both sides for that. Personally, I don't think Johnson & Co have ever wanted a deal, so have been as intransigient as possible.

Alegrias Mon 21-Sept-20 15:42:21

Whitewavemark2

Oh dear???

UK Govt has now scrapped plans for a post-Brexit British version of the GPS satellite navigation programme...

...and is now looking at ways to rejoin the EU’s Galileo system

Another "world beating" British venture bites the dust. You couldn't make it up.

biba70 Mon 21-Sept-20 15:42:06

Chaos clearly predicted for Calais-Dover-Calais for next year- not now.

Glad to hear some ferries still available to you- great news.

Certainly, closures due to Covid currently- but the uncertainty of Brexit next year is probably very much part of the decision.

Whitewavemark2 Mon 21-Sept-20 15:36:18

Oh dear???

UK Govt has now scrapped plans for a post-Brexit British version of the GPS satellite navigation programme...

...and is now looking at ways to rejoin the EU’s Galileo system

Oopsadaisy4 Mon 21-Sept-20 15:31:20

Growstuff so after reading the link in your post, it’s actually the EU that has caused the problem?
Or have I misread it.

MaggieMay69 Mon 21-Sept-20 15:29:51

So many of those who chose leave still believe they have done the right thing, despiute the fact that I am still yet to hear of ONE SINGLE benefit for us to do so.
Instead, its looking like come January the pooh is going to really hit the fan...we haven't even begun to feel the ramifications yet.
So yes, thank you to those who chose to leave...you have really done a number on the Coutry you profess to love....

growstuff Mon 21-Sept-20 15:16:17

Lloyds doesn't mention France, but customers "across the EEA" are mentioned for Barclays.

Mamie Mon 21-Sept-20 15:07:09

Yes I saw that Ellianne. ???

Ellianne Mon 21-Sept-20 14:44:43

Ooops * isn't

Ellianne Mon 21-Sept-20 14:44:08

Attendez! Ne vous mettez pas en rogne, France is even mentioned in that Guardian article as being one of the countries. You might be in luck.

Mamie Mon 21-Sept-20 14:31:55

Ellianne One of the reasons we chose Normandy is because we didn't want to rely on air travel. Partly for "green" reasons and partly because DH had spent thirty years flying round the world on business and never wanted to see another airport if he could possibly avoid it. ?
We use Caen, Dieppe or the tunnel depending on how we feel. I agree with you that the reduction in crossings is a Covid problem, not Brexit at the moment. I am not going to add ferry crossings to my worry list.
Is there chaos at Calais Biba70? I thought it was dead quiet?

growstuff Mon 21-Sept-20 14:26:19

Dinahmo Did you read this?

www.theguardian.com/money/2020/sep/21/britons-eu-uk-bank-accounts-closed-lloyds-barclays-brexit

Ellianne Mon 21-Sept-20 14:07:22

Mamie I used to commute every week Dinard to Stansted, and, for variety, St. Malo Condor to Jersey/Guernsey then BA or flybe to the mainland UK. I only used Caen if I took the car.

Mamie Mon 21-Sept-20 13:29:58

Brittany Ferries Caen to Portsmouth and DFDS Dieppe Newhaven still operating a normal service. We won't go because of Covid, but we could if we wanted to.

mokryna Mon 21-Sept-20 13:13:58

People moved because of jobs to mainland Europe, ok you are saying it’s their fault they have problems and they should move back. To put it nearer home. Would you think the same if they had moved the Scotland and the referendum there had been different or if N Ireland changed in the future. Euro, passports etc. The goal posts keep moving