This might illuminate your thinking lemongrove.
inequalitybriefing.org/graphics/briefing_43_UK_regions_poorest_North_Europe.pdf
I am not a messy person but...
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I will only pay as little as 20% of my properties value should I need to go into care.
Those living in the North will pay up to 60%
We are all paying the same tax.
Levelling up it is called. Who knew
This might illuminate your thinking lemongrove.
inequalitybriefing.org/graphics/briefing_43_UK_regions_poorest_North_Europe.pdf
I couldn’t afford to live in several parts of the North and neither could I afford to live in several parts of the South.
Average prices mean nothing.
The average property price in London region is £656k.
The average property price in Hatlepool is £146k
Five of the most affordable areas in Scotland have average house prices under £65k
No north/south divide?
Urmstongran
Maybe this polarisation of views is the problem? Lines are drawn. Nuance and grey areas are much less apparent. We are pitted against one another. Our tribe against yours.
Boomers -v- snowflakes
Brexiteers -v- Remainiacs
Other examples abound, but you get my drift.
Yes, and I’m sick of it.
Too much division and hostility between people right now.
Plenty of low income and low priced housing in many parts of the country in any case, certainly not a North/South divide.
Sashabel my relative is being charged £1,600 per week, if extra 1:1 nursing care is needed up this will be an extra £3,000 per week on top of that.
She had a small property and some savings but it will not last much longer at that rate.
Whitewavemark2
Of course there is the added factor that those with the highest value properties will largely be able to afford care without having to dip into their property value, thus leaving 100% to their heirs.
I don't think that is true as many elderly people may have a home which has risen in value but have a relatively low income and savings.
It's not as simple as a North/South divide and I don't think it is helpful to make up it so.
My Aunt had to go into a care home a couple of years ago. She was single, had worked all her life, owned a small flat and had a few thousand saved up. The fees for the home were over £4,500 a month which had to come out of her own money. When visiting her one day she was sat in the "lounge" next to a rather loud man who insisted on contributing to our conversation and was boasting that he had never worked a day in his life because he knew how to "screw the system" when in fact he just couldn't be bothered getting out of bed in the morning. He was extremely proud of the fact that he had never worked, owned a property etc. and gloated over the fact that now all his care fees were being picked up by the state.
Doesn't seem very fair to me
Maybe this polarisation of views is the problem? Lines are drawn. Nuance and grey areas are much less apparent. We are pitted against one another. Our tribe against yours.
Boomers -v- snowflakes
Brexiteers -v- Remainiacs
Other examples abound, but you get my drift.
I do realise that Coastpath but it was the verbal currency used at the time, to illustrate an unusual change from the norm.
It was indeed the only time I have ever voted Tory. So in fact I did only ‘lend’ my vote as I shan’t be doing so again.
granygravy13 my sister has been working in Jaywick and she said she would never have believed such dreadful living conditions and the health condition of some of the people she has been visiting. I lived in Clacton on sea in my teens which is a long time ago and the government of the day promised to rebuild Jaywick then after the 1953 floods in fact - it never happened. Large number of older people live here on very basic incomes. You are right to point it and its not the only place in the south by a long way.
Some people would have voted for the Devil if he had promised Brexit. On a foundation of weak promises said with fingers crossed they'd have compromised all their principles for sovereignty.
Sovereignty = the right to distance yourself from all your neighbours and be ruled by a corrupt club of self interested liars who own and control all the checks and balances on themselves. This is where we are now.
Urmstongran
I only lent Boris my vote to Get Brexit Done. He was the only one offering it. The other parties all either fudged it or promised to actually reverse the result of the referendum (yes, looking at you here Jo Swinson).
I’ve been disappointed. I won’t be voting Tory again.
You can't lend a vote. A vote counts. Always.
Sorry I tried to put the quote from your post in italics, but it didn’t work!
I only lent Boris my vote to Get Brexit Done. He was the only one offering it. The other parties all either fudged it or promised to actually reverse the result of the referendum (yes, looking at you here Jo Swinson).
I’ve been disappointed. I won’t be voting Tory again.
~I wonder how it’s going to work in Wales given the intention to deliver care in a similar way to the NHS i.e. free at point of delivery.
Here in north Wales so many people with holiday/retirement homes may decide that’s the place to spend their old age for that benefit alone?~
That’s a good question Pantglas2. I expect there would be a requirement for proof of residency, and maybe people would have to live permanently in an area for x number of years before becoming eligible? Thousands of people retire to Wales every year from England, so it needs to be answered. Another little known ruse is that when English Local Authorities place people in care homes over the border in Wales, after 5 years the LA where the care home is situated picks up the costs for them - so maybe there will be a 5 year eligibility clause?
Not sure how true that is, whitewave. I know a lot of people round here are property rich and cash poor.
From the evidence of my entire life all I have ever seen is that this is the Tories doing what they do.
They break promises, lie and rob the poor to pay the rich. They protect their own. They operate in a bubble of rich, connected, entitled people who are in a club we will never be allowed or able to join. This club has its roots in London...not the North. They don't care about the weak, sick, poor, disadvantaged, young or old. If you vote for them, this is what you voted for and this is what you get.
Surely if you are poor, or old, or ill, or have children in education or if you simply care about people in those positions then voting Tory is an act of self harm?
Of course there is the added factor that those with the highest value properties will largely be able to afford care without having to dip into their property value, thus leaving 100% to their heirs.
growstuff
Oldnproud
How can it possibly it fair that the inheritance of the offspring of those in expensive houses (in any part of the country) is to be so much better protected than that of those of parents who had less expensive houses?
Because that is largely who stands to gain from this in the long run, isn't it, the offspring rather than their parents?
Yet another example of wealthy in parliament protecting their own kind again, I fear.Unbelievably, most of the Tory MPs in "red wall" seats voted for the Bill and against their own constituents' interests.
When it comes to safeguarding their own interests the Tories are second to none.
Oldnproud
How can it possibly it fair that the inheritance of the offspring of those in expensive houses (in any part of the country) is to be so much better protected than that of those of parents who had less expensive houses?
Because that is largely who stands to gain from this in the long run, isn't it, the offspring rather than their parents?
Yet another example of wealthy in parliament protecting their own kind again, I fear.
Unbelievably, most of the Tory MPs in "red wall" seats voted for the Bill and against their own constituents' interests.
GrannyGravy13
Whitewavemark2 I do not think it’s a simplistic as your OP suggests.
There are areas in the South which are poor, extremely high unemployment, one of the poorest and most deprived areas in England is in East Essex (Jaywick).
The cost of living is generally higher in the South also.
Those whose are the most deprived almost certainly will not have an estate worth more than £20k as they will probably rent. So the very poorest will quite rightly pay nothing.
How can it possibly it fair that the inheritance of the offspring of those in expensive houses (in any part of the country) is to be so much better protected than that of those of parents who had less expensive houses?
Because that is largely who stands to gain from this in the long run, isn't it, the offspring rather than their parents?
Yet another example of wealthy in parliament protecting their own kind again, I fear.
Casdon
Wales won’t be affected tanith, health and care is devolved here, as in Scotland and Northern Ireland so the Act won’t apply to us thankfully.
I wonder how it’s going to work in Wales given the intention to deliver care in a similar way to the NHS i.e. free at point of delivery.
Here in north Wales so many people with holiday/retirement homes may decide that’s the place to spend their old age for that benefit alone?
I don't like the divisiveness of north/south. However, the fact remains that the people with lowest value homes will pay a far bigger percentage for care.
PS. It's also a fact that on average properties in some areas, mainly in the south, are worth more and people will reach the cap sooner.
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