Of course there are always people who are not good at running their lives, live wastefully etc, but why are the likes of Skydancer and Woodmouse assuming that it follows that all the people like that are poor, and all the poor are like that.
Of course there will be some people among the poor who are like that, but many more among the comfortably off and rich. they are the only ones who can afford to be wasteful.
This blaming the poor for their problem has been the get out of so many selfish centred people since time began. Read Dickens, his books are full of such people. Scrooge in A Christmas Carol is a classic example.
Arguments with son and I don't know what to do?
I am thinking of switching my bank. Anyone done it?
Not really a scam or fraud, but I wasn't sure where else to put it.

