WWM
I am in rare agreement with Katie59 as far as the 'grey pound' is concerned. It isn't going to save the economy any more than the spending of the relatively wealthy is going to. There just aren't enough of either.
You are coming round to my viewpoint which is successive governments have been making the wrong decisions for at least the last 25 yrs. Spending too much on policies that have not produced a positive income, Deregulation, Brexit, HS2, Social improvement, Environment. While spending too little (almost nothing) on growth to pay for those policies, so borrowing/QE has had to fill the gap.
Because we have fallen so far behind it’s hard to see how a recovery is going to happen, my own opinion is higher taxation to pay for NHS, Education etc and modest borrowing for growth.
Widows and divorcees - and kindness