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What do you hope for in the budget?

(438 Posts)
Doodledog Sat 21-Sept-24 21:45:17

Just that, really.

There has been so much speculation, scaremongering and all round nonsense spoken lately, that I'm interested to know what people would like to see, and why. Not just what would benefit them personally (for a change) but what would be good for the country as a whole.

I would like to see some announcements about what is not going to happen. If the government doesn't intend to tax holidays and bingo tickets or whatever the papers are pretending, I'd like to see that declared at the start, so people actually listen to the budget, and will possibly stop speculating quite so much going forward. Obviously the papers would just speculate about different things though, so that's probably a bit of a pointless exercise.

I'd like to hear what is intended to happen with pensions, so that people can plan with guarantees. Will there be free contributions for non-workers with school age children, or will everyone be expected to contribute to their retirement - and if so, how will 'retirement' be defined? Can you retire from not working? Are workers expected to support non-workers, and if so, which ones and why? I have no problem with contributing towards benefits for carers, the sick, the disabled or the unemployed, but absolutely object to paying for people to look after their own homes when their children are at school. It would be good if we knew how our taxes are going to be spent on that sort of thing so people can make choices about who to vote for and what to insist on. Too late for our generation, but there is no reason why future ones shouldn't have a say in what their money supports and doesn't.

Apparently one in five people of working age isn't working. I'd like to see figures for that, and a plan for how the government intends to deal with it. Will they force the sick back to work, or will they expect those who do work to do two jobs for one salary? (I'm not saying these things are easy grin).

I'd like to see inheritance tax raised. Not the threshold lowered, but the percentage charged after the threshold raised. Maybe allow a sum per heir free of tax, as opposed to the estate being taxed? That would mean that larger families wouldn't be penalised on a per-person basis, but fewer people would get large sums tax free.

I'm not sure about sugar, alcohol, cigarette or junk food taxes. I'd prefer to see subsidies for healthy foods to make them more affordable and the same applied to soft drinks in pubs and restaurants - currently there is no cost advantage to ordering a non-alcoholic drink, so the options are ridiculously limited,

Enough about my wishlists (which are absolutely open to change if your ideas are better than mine). What are yours?

Doodledog Sun 13-Oct-24 21:14:59

A mystery £2600, spread over 11 months with a bonus £200 on the 12th.

Strange that there has been no mention of this in all the weeping, wailing and gnashing of teeth since the government changed, isn't it?

growstuff Sun 13-Oct-24 20:37:36

Mollygo

I have no idea what all these posts are about. Where did I say you can claim an extra £200 pm?
If you get it, you get it. If you don’t, you don’t. It’s too late to claim it.

So what is it?

Mollygo Sun 13-Oct-24 20:17:58

I have no idea what all these posts are about. Where did I say you can claim an extra £200 pm?
If you get it, you get it. If you don’t, you don’t. It’s too late to claim it.

Norah Sat 12-Oct-24 11:53:44

Doodledog

I would love to know how to claim the £200 a month for 11 months plus the £400 for month 12 I don’t know about, but the Labour Party is apparently keeping from me.

That’s £2600 I might be missing out on! Possibly annually, which would be amazing.

There are lots of ways I could spend that money if Mollygo decides to share her ‘knowledge’ with the rest of us.

Monopoly Rules: The amount of money that you receive from the bank at the start depends on your opening dice roll, as follows. If you rolled a one, you get £500. For a two, £1,000. For a three, £1,500. For a four, £2,000. For a five, £3,000. For a six, £5,000. (Figures underestimate the scale of wealth inequality in the UK.)

Doodledog Sat 12-Oct-24 01:45:27

GN, not FN

Doodledog Sat 12-Oct-24 01:45:00

I know - it seems we are losing thirteen times the amount of the WFP in this raid on our finances. Why isn’t FN and the Mail up in arms?

growstuff Sat 12-Oct-24 01:40:42

Doodledog

I would love to know how to claim the £200 a month for 11 months plus the £400 for month 12 I don’t know about, but the Labour Party is apparently keeping from me.

That’s £2600 I might be missing out on! Possibly annually, which would be amazing.

There are lots of ways I could spend that money if Mollygo decides to share her ‘knowledge’ with the rest of us.

So would I!!

It's a good thing I don't believe in scaremongering because I might be worried I'm about to lose £2600 a year, which would be a huge chunk of my income.

Doodledog Sat 12-Oct-24 01:36:24

I would love to know how to claim the £200 a month for 11 months plus the £400 for month 12 I don’t know about, but the Labour Party is apparently keeping from me.

That’s £2600 I might be missing out on! Possibly annually, which would be amazing.

There are lots of ways I could spend that money if Mollygo decides to share her ‘knowledge’ with the rest of us.

Mollygo Fri 11-Oct-24 22:23:03

Trueloveways

I would like council tax to be doubled on second and subsequent homes. I would like the tax threshold raised for those who still went into work during lockdown because they are the essential workers that need rewarding and supported. I would like penalties put on people who live and pay tax abroad but still have houses lying empty here.

Good ideas there, especially the raised threshold for the essential workers.

Allira Fri 11-Oct-24 22:20:21

growstuff

Allira

growstuff

I lived in a semi-rural area in 1992, when my daughter was born. I went back to work full-time when she was nearly six months old and she went to nursery full-time. There were at least two nurseries near where I lived.

That's a generation after my first child was born!

Which rather proves my point.

The difference in ages on GN is why it's dangerous to talk about the past. We're a generation apart.

The past is a foreign country: they do things differently there

Norah Fri 11-Oct-24 16:41:57

growstuff

I lived in a semi-rural area in 1992, when my daughter was born. I went back to work full-time when she was nearly six months old and she went to nursery full-time. There were at least two nurseries near where I lived.

I had our first in the early 60s and didn't finish having the others until the early 80s (8 pregnancies, 4 children lived to be raised up).

growstuff Fri 11-Oct-24 16:35:33

Allira

growstuff

I lived in a semi-rural area in 1992, when my daughter was born. I went back to work full-time when she was nearly six months old and she went to nursery full-time. There were at least two nurseries near where I lived.

That's a generation after my first child was born!

Which rather proves my point.

The difference in ages on GN is why it's dangerous to talk about the past. We're a generation apart.

Norah Fri 11-Oct-24 16:34:15

Allira

It was a different world then, Norah.
Women's Lib was in its infancy.

Women went to work during the war years but had to give up their jobs when the men returned. Attitudes were different It took decades for this to change.

Of course many women went to work but if they did it was often part-time, low wages, possibly not enough to pay NI anyway. The women were the breadwinners, women's wages were lower even if they did the same job.

Of course.

Perhaps there may be someone not aware - most of us know.

Unfortunately, some women are still paid less than men.

Doodledog Fri 11-Oct-24 16:32:30

Thanks Norah.

Allira when people post vague things without quoting or referencing who said what (AKA 'some people' posts) it tends to get everyone who may have commented feeling defensive, which is why I felt the need to clarify my position. The poster who used the term may or may not have been referring to me, but as she didn't say one way or the other it's impossible to tell.

Allira Fri 11-Oct-24 16:26:05

Norah

Doodledog

Nobody has called anyone 'freeloaders' 🙄

Yet again, with a vague but angry post, people are left to wonder who is the one to cause offence - it's such bad posting form - but in case it refers to my comment about scrapping NI for people who stay at home with school age children, I did not and would not call anyone a freeloader. I was saying that I would scrap the benefit, as the country needs more people to produce goods and services, and to pay towards pensions and so on.

We can't expect full payments etc paid for by other people, and nor can we continue with a system where those who can afford to stay at home are subsidised by those who can't. It is not sustainable and it is not fair.

That is not saying that those who did have that subsidy were 'freeloaders' - it was another poster who used that term, not me. It is not saying that anyone should have done anything in the past - people do what seems right in the conditions of the time they do them. It is saying that one of the things I would change is to pay the pensions of people who are at home when their children are at school. There is no need for the defensiveness.

Agreed. You said nothing wrong.

I didn't say you used thst term.

I am not at all defensive.
I just tried to explain to those who may have been children then that things were quite different in 1960s and early 70s than they were even in the 1990s.

Allira Fri 11-Oct-24 16:22:32

The men were the breadwinners.

Quite different now as women are often left supporting their families and Equality Laws have been passed.

Allira Fri 11-Oct-24 16:21:20

It was a different world then, Norah.
Women's Lib was in its infancy.

Women went to work during the war years but had to give up their jobs when the men returned. Attitudes were different It took decades for this to change.

Of course many women went to work but if they did it was often part-time, low wages, possibly not enough to pay NI anyway. The women were the breadwinners, women's wages were lower even if they did the same job.

Norah Fri 11-Oct-24 16:14:29

Doodledog

Nobody has called anyone 'freeloaders' 🙄

Yet again, with a vague but angry post, people are left to wonder who is the one to cause offence - it's such bad posting form - but in case it refers to my comment about scrapping NI for people who stay at home with school age children, I did not and would not call anyone a freeloader. I was saying that I would scrap the benefit, as the country needs more people to produce goods and services, and to pay towards pensions and so on.

We can't expect full payments etc paid for by other people, and nor can we continue with a system where those who can afford to stay at home are subsidised by those who can't. It is not sustainable and it is not fair.

That is not saying that those who did have that subsidy were 'freeloaders' - it was another poster who used that term, not me. It is not saying that anyone should have done anything in the past - people do what seems right in the conditions of the time they do them. It is saying that one of the things I would change is to pay the pensions of people who are at home when their children are at school. There is no need for the defensiveness.

Agreed. You said nothing wrong.

Doodledog Fri 11-Oct-24 16:13:14

. . . . one of the things I would change is to*stop paying* the pensions of people who are at home when their children are at school. (in case that is not obvious)

Norah Fri 11-Oct-24 16:11:24

Allira

Norah

Allira

Lydie45

Are you actually calling people who look after their own children ‘free loaders’ 😡

Probably. Ignoring the fact that they had no-one or no facilities to care for their children and felt they were doing a good job in bringing up their own children to be responsible future citizens and taxpayers.

As an aside - everyone seems to be claiming that the money not being given to pensioners (it's not being taken from them as it wasn't theirs in the first place)
What do you mean by that? Was it a gift? No.
It is a reduction in income which was expected for at least the coming year.
Scrooge politics.

Not often noted there weren't facilities to care for children years ago, of course people stayed home, raised responsible future citizens.

Or perhaps the facilities only existed in urban areas?

Well, I lived in the suburbs of a city and childcare meant playgroups from the age of 3 - with one paid leader and mothers taking it in turns to volunteer.
There was a babysitting group amongst the Mums for which you earned and could spend tokens.
There were no nurseries such as there are now.

Indeed.

Nurseries, playgroups are all still far and few in rural areas. IME. There were no facilities, in fens, when our children were born.

Never a need to assume everyone lives the same.

Doodledog Fri 11-Oct-24 16:09:31

Nobody has called anyone 'freeloaders' 🙄

Yet again, with a vague but angry post, people are left to wonder who is the one to cause offence - it's such bad posting form - but in case it refers to my comment about scrapping NI for people who stay at home with school age children, I did not and would not call anyone a freeloader. I was saying that I would scrap the benefit, as the country needs more people to produce goods and services, and to pay towards pensions and so on.

We can't expect full payments etc paid for by other people, and nor can we continue with a system where those who can afford to stay at home are subsidised by those who can't. It is not sustainable and it is not fair.

That is not saying that those who did have that subsidy were 'freeloaders' - it was another poster who used that term, not me. It is not saying that anyone should have done anything in the past - people do what seems right in the conditions of the time they do them. It is saying that one of the things I would change is to pay the pensions of people who are at home when their children are at school. There is no need for the defensiveness.

Allira Fri 11-Oct-24 15:49:58

eazybee

With regard to the budget, I just wish they would get on with it.
This big build -up is giving the pretentious Rachel Reeves far more importance than she warrants.

Has there ever been such anticipation? 😁

I hope VAT stays the same or is reduced.
Increasing it, as a local businessman discussed with us the other day, would do nothing to stimulate the economy.

Allira Fri 11-Oct-24 15:44:18

growstuff

My mother went back to work full-time when I was 10. My sisters were 7 and 4. My younger sister went to a private school for a year. My other sister and I were 'latchkey kids' and our younger sister joined us when she started primary school, when she was 5.

My mother had always been a 'latchkey kid' because her father deserted the family when she was a baby and her mother was as ingle parent.

So your mother was at home for a few years?

As was I, apart from an evening job when the older ones were 6 and 4, and before I became pregnant again.
Then when the last one was 5 I went on a retraining course.

We juggled as best we could but, unless we left our babies home alone and went back to work, we were free loaders

eazybee Fri 11-Oct-24 15:42:19

With regard to the budget, I just wish they would get on with it.
This big build -up is giving the pretentious Rachel Reeves far more importance than she warrants.

Allira Fri 11-Oct-24 15:39:54

My mother worked part-time too. I remember going to work with her when I was about 4.