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Robber Reeves mantra: "Boosting Growth"

(119 Posts)
mae13 Mon 17-Mar-25 01:12:47

Well, according to today's Guardian. The fact is that she's worn out the old one about the "22 billion black hole" (show us the maths Rachel!).

Obviously, State Pensioners and anyone on Disability Benefits is not expected to be included in this "boosting growth".......back to The Workhouse for them, whilst rich political donors pile freebies onto the "already haves"......

Cossy Mon 17-Mar-25 12:10:07

Wylow Access to work does still exist, as do the DEA work coaches. Maybe less funded, but that could easily be changed.

I completely agree, supported employment needs good funding.

Barleyfields Mon 17-Mar-25 12:16:50

Cossy

If claimants are on Universal Credit, it’s a tapering benefit, it picks up income details directly from an HMRC feed meaning benefits continue until UC receives income details from HMRC, there is no 5 week gap.

Also PIP won’t stop as not means tested, so that would continue automatically in its own right until assessment period ends, anything between 1 & 10 years.

Also remember many people currently in receipt of both PIP and UC are already working, albeit low paid or part time jobs.

How many of the people mentioned in your final paragraph are deliberately limiting the hours they work so as to preserve their UC though? If they are capable of working more hours they should do so.

Cossy Mon 17-Mar-25 12:23:15

Barleyfields The question you ought to be asking is why some organisations pay so little the govt is propping them up with UC, in exactly the way Tax Credits did!

Cossy Mon 17-Mar-25 12:25:13

“How many of the people mentioned in your final paragraph are deliberately limiting the hours they work so as to preserve their UC though? If they are capable of working more hours they should do so.”

If they are capable, I agree with you. Work coaches do ask that question, however in some instances their employers cannot offer more hours, better a part time job than no job at all.

Barleyfields Mon 17-Mar-25 12:46:13

Maybe some deliberately take a part time job and know full well that that particular employer can’t offer more hours. Other employers are available. I have heard too many say they can’t work more hours because their benefits would

Barleyfields Mon 17-Mar-25 12:46:40

Would be cut. That is not acceptable.

Doodledog Mon 17-Mar-25 13:09:10

I agree with both Barleyfields and Cossy. Minimum wage should mean that nobody works a full week and needs top-ups. At the same time, I see no reason why people should be able to work half a week for a whole week's pay. Again, that comes down to unfairness on those who do work full-time on the same hourly rate and do twice the work for the same take-home pay. It also means that taxpayers are propping up the profits of low-paying employers.

Childcare needs to be looked at, too, as in some cases that would eat any extra pay for extra hours worked. I would like to see state nurseries providing free or very affordable childcare to all working parents who want it.

Of course people should be able to work P/T if they want to, but there shouldn't be so many jobs with deliberately short hours that mean employers are not obliged to pay NI, and employees are not entitled to sick pay, maternity leave and pensions, and those who choose to work P/T should expect to get paid pro rata.

Casdon Mon 17-Mar-25 13:09:10

I don’t know much about it, but I imagine there is a universal credit bar, similar to the pension bar? If people earn more than whatever the bar is, even if only by a few pounds, do they lose their universal credit altogether? If they do, people won’t be able to afford to work a few extra hours.

GrannyGravy13 Mon 17-Mar-25 13:18:13

Doodledog employers NI now starts for anyone on a salary of £5,000 pa (£96.15 per week) at a rate of 15% from this April, employees NI starts at £12,570 pa (£242 per week)

I wonder if this will limit the amount of part-time positions available?

MaizieD Mon 17-Mar-25 13:36:02

Casdon

I don’t know much about it, but I imagine there is a universal credit bar, similar to the pension bar? If people earn more than whatever the bar is, even if only by a few pounds, do they lose their universal credit altogether? If they do, people won’t be able to afford to work a few extra hours.

According to a govt website UC is tapered. For every £1 earned UC is reduced by 55p. So there could ultimately come a point when UC is eliminated, but the taper should mean that there isn't a sudden drop in earnings.

www.gov.uk/universal-credit/how-your-wages-affect-your-payments

Though I might be looking at this simplistically and others might identify a point at which work pays no more than UC did.

Which does make logical the belief that it's not worth working if it's not going to make a financial difference to income. You might as well be poor with no effort rather than slog your guts out to be in exactly the same place. Work should be financially rewarding, not a frantic struggle to stay afloat.

I'm reminded of something I read recently (and wish I'd bookmarked in some way) A banker saying that if he didn't get a bonus what would be the point of working... One rule for the rich, another for the poor? hmm

Cossy Mon 17-Mar-25 13:36:49

Barleyfields

Would be cut. That is not acceptable.

That’s in the “old days” One could only work less than 26 hours a week on Job Seekers Allowance or all benefits would be stopped.

Universal Credit totally ignores hours worked, its amount earned taken into account.

Cossy Mon 17-Mar-25 13:39:23

UC is tapered.

Barleyfields Mon 17-Mar-25 13:45:53

Presumably the more hours worked, the more is earned. Therefore a part time job plus UC may bring in as much as the same job worked full time. Some people may be genuinely unable to work more than a few hours but if they are able to work full time they should. I object to paying someone to have the luxury of working part time when, if they are able and can work full time, they would have exactly the same income.

MaizieD Mon 17-Mar-25 14:29:16

Therefore a part time job plus UC may bring in as much as the same job worked full time.

If UC is cut to 45p for every £1 earned it must be a pretty poorly paid job.

The meanness towards people living on the poverty line can be quite breathtaking. Beat them all back to full time work. Starve them if necessary.

Though bankers who think it's not worth getting out of bed for a job that doesn't pay a bonus on top of their more than adequate salary are just fine?

Wyllow3 Mon 17-Mar-25 14:41:22

Barleyfields

Presumably the more hours worked, the more is earned. Therefore a part time job plus UC may bring in as much as the same job worked full time. Some people may be genuinely unable to work more than a few hours but if they are able to work full time they should. I object to paying someone to have the luxury of working part time when, if they are able and can work full time, they would have exactly the same income.

Well at 45p in the pound is the cut off point then a person can't earn the same as working full time.

Until we have decent childcare, a number of people have not choice but to work part time, and there are those who can only manage part time work at any given point but its better they do that than not work.

People who regularly only work part time, it's relatively easy to work out what their benefits should be.

What really gets complicated is when people need to make regular claims because they are working on zero hours contracts and the number of hours varies. They are expected to take the jobs, but it leaves both them and the benefits office in complex situations where benefits cant be delivered on time

Freya5 Mon 17-Mar-25 15:23:00

ronib

But is the benefits unsustainable in the long term? What do you suggest the long term disabled do?
I would much rather spend £3 billion a year on our disabled population rather than send it to Ukraine for the next 100 years.

Hear hear. Why you commit a country to that. Perhaps the next rational Gov will cancel that.

Wyllow3 Mon 17-Mar-25 15:28:56

When BJ "committed" to the Ukraine, we could not know what would follow. Of course it would be better to spend money on disability not war, but would you go as far as completely withdrawing?

Barleyfields Mon 17-Mar-25 16:07:36

MaizieD

^Therefore a part time job plus UC may bring in as much as the same job worked full time.^

If UC is cut to 45p for every £1 earned it must be a pretty poorly paid job.

The meanness towards people living on the poverty line can be quite breathtaking. Beat them all back to full time work. Starve them if necessary.

Though bankers who think it's not worth getting out of bed for a job that doesn't pay a bonus on top of their more than adequate salary are just fine?

My taxes don’t pay bankers Maizie. The financial services sector is important to the economy and I have no problem with the salaries and bonuses paid..

MaizieD Mon 17-Mar-25 16:57:01

Your taxes don't pay anything, Barleyfields. If only people could get this straight in their heads there would be a lot less resentment and downright nastiness in the way that people in poverty are treated and spoken about.

Bankers are as much recipients of public money as are welfare recipients. The government issues our money, either directly by spending into the economy or indirectly by licensing some commercial banks to issue it by making loans. Without these sources of money there wouldn't be any money.

Barleyfields Mon 17-Mar-25 17:24:52

Let’s all stop paying taxes if they don’t pay for anything. Of course they do.

Cossy Mon 17-Mar-25 18:40:37

MaizieD

^Therefore a part time job plus UC may bring in as much as the same job worked full time.^

If UC is cut to 45p for every £1 earned it must be a pretty poorly paid job.

The meanness towards people living on the poverty line can be quite breathtaking. Beat them all back to full time work. Starve them if necessary.

Though bankers who think it's not worth getting out of bed for a job that doesn't pay a bonus on top of their more than adequate salary are just fine?

👏👏👏

Doodledog Mon 17-Mar-25 20:17:40

There's that old saying - 'To make the rich work harder we pay them more: to make the poor work harder we pay them less.'

That is, of course the wrong way to do things, but it doesn't address the idea of paying people to do nothing. IMO the solution is to increase minimum wage (and ignore the moans of those who have to pay it out of their profits), and stop using taxpayers' money to make up the difference between a poverty wage and a living wage. If everyone can make a decent living with a full-time job there is no reason why they should be able to work part-time for the same money.

It's not about 'beating people back to work' - it's about making a fair society that doesn't foster the sort of resentment that drives people to extremism. That fairness has to start with decent wages though. It's equally unfair that employers (particularly those with offshore tax accounts) can use public money to keep employees on short hours and low pay.

PoliticsNerd Mon 17-Mar-25 20:39:19

It seems odd to debate guesses when we don't have long to wait. Why not wait until we do know?

Cossy Mon 17-Mar-25 20:51:35

PoliticsNerd

It seems odd to debate guesses when we don't have long to wait. Why not wait until we do know?

Great advice

Barleyfields Mon 17-Mar-25 21:01:45

Increases in the minimum wage feed through to the consumer.