Pet Insurance - did you know?

Our has recently been renewed for our 8 year old dog, and for a change I actually read the documents. Firstly they ask if the dog has been to a vet for anything in the past year apart from vaccinations, so I have had to give them a call. Secondly as she is over 8 there is something called a co-payment which in this case is 20%. So while the insurance is reasonable any big claim will result in us paying the 20%. I have not come across this before so thought I would bring it to other pet owners attention. Of course all policies are different but worth reading through!