It is wonderful that you are thinking of your elderly relatives but I was just wondering about your first post. You state that your dh is thinking of a large enough property for you all to share but, when they eventually "pop off" (sorry, no easy way to put it) could you afford to stay in this large property and, even if you can, would it eventually become a burden to you with rooms stood unused.
As others have said, perhaps it might be better for you to move into separate properties, in the same village, and this would of course enable you to keep your finances separate.
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