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No sleep and spitting feathers

(170 Posts)
Livlass Tue 31-Dec-19 06:32:16

Awake all night absolutely fuming.My step daughter(59) chatting to me earlier had told me that since 1 Sep last year when she was made redundant,(she got a payout),she had been claiming Universal Credit,pays her London rent everything.Fine but she hadn’t disclosed to the DWP that her 26 yr old working son,he’s got a good job in the City was living with her. Also her Dad has given her a monthly allowance for years,.She also said for years she’d been claiming the single persons council tax. She runs a car,has good clothes,has her long blonde hair dyed regularly in London. When I said it was illegal she has this can’t care less attitude. You all might say well there’s hundreds doing this.But my own daughter a single Mum with two young children went through the benefit system was honest and still ended up in poverty. So I do have some knowledge. My husband,stepdaughters Dad,sat like a lemon and said nothing when she was telling me. He’s a retired police superintendent as well,which makes it worse. Did he already know what she’s doing? Nobody’s up yet but I don’t think I can face them without saying something. Sorry gransnetters just having a rant but to me it’s not right.

ExD1938 Wed 01-Jan-20 17:46:34

Livlass, I am sure my DH would have reacted in the same way even though he's an honest person and hates benefit scroungers. I would keep him out of it, no point in wrecking a marriage over it.
Let things lie for now, she isn't up to her 6 months leeway yet and things may be picked up when this assessment comes round. I wouldn't discuss it further with anyone, expect a good and trusted friend who is totally out of the frame if you feel you need support. I think its been a disaster to discuss it directly with her - but thats in hindsight.
If things haven't been sorted by the summer, then I think you could use the website (someone gave it earlier) and report her anonymously - without telling anyone else - ever! Even if you are asked directly.
OK its sneaky and might mean your lying in your teeth. Are you strong enough to stand up to this?
I don't think its worth a serious split with your DH.

M0nica Wed 01-Jan-20 17:14:16

Pammiel when I worked for Age Concern (as was) as a Benefit Advisor. We were quite clear that DLA and Attendance Allowance were only paid for how an illness affected your daily living and mobility, not for just having the illness. The only automatic reasons for getting it were being registered blind or having a life expectancy of under 6 months.

I had clients who were given DLA and AA for limited periods only and there were then automatic re-assessments on retirement.

Your differentiation between those with health conditions and those with disabilities defeats me. If someone with epilelpsy or Multiple Sclerosis needs assistance because they cannot get out of bed or dress themselves with out help from another, or need constant supervision, how do they differ from someone who needs the same help as the result of an accident?

In my years as a Benefits Advisor, I do not think I knew a single person who got a benefit for just having a health condition without an ensuing disability. Indeed, even before PIP there was a large and very efficient Appeals service independent of the BA, where anyone turned down could appeal a decision. I accompanied quite a number of my clients to their appeal hearing and 90% of the time the Appeals decision was in favour of the claimant, which rather suggests that getting either Benefit was not a foregone conclusion.

The Appeal Panel consisted of a lawyer and, a doctor and layperson, with disability experience. The lay person was often a social worker working with a charity. The Appeal Panel were rigourous and knew and understood disability in a way that the the lower grade civil servants with no medical knowledge who assessed the forms and made the decisions to grant or not grant the benefits did not.

The conduct of the PIP assessments for some years was an absolute scandal. I have a solicitor friend who worked for the Appeals service for over 30 years and her comments on the conduct of the PIP assessments, are unrepeatable on a forum like this. I recently had a client with MS whose PIP was withdrawn because, on the day she went to the assessment, she was having a 'good' day - she was sometimes bed bound for weeks on end. On this day, she got to the assessment but had to shuffle to the assessment room with a walking frame and her DH to assist her as they couldn't get her wheelchair into the lift!!!!!!!!!!!

We got it reinstated and back dated, but it should never have been withdrawn in the first place.

Sussexborn Wed 01-Jan-20 16:36:16

I don’t know enough to think that talking to OP’s OH would help in any way. Does he have the same moral compass as his DD? Perhaps he feels guilty if he was an absent father albeit for work reasons? If he is a decent person he could help his stepdaughter who appears to be really struggling. Is it possible that the stepdaughter realised OP would feel this way and is deliberately throwing a spanner in the works hoping to derail their marriage?

Pammie1 Wed 01-Jan-20 15:06:24

@daisyboots. Unfortunately no one is ‘automatically’ eligible for PIP in the way they were for DLA - with PIP, it is not your condition which qualifies you, but the way in which it affects your daily living and mobility. 95% of new and migrated DLA PIP claimants have a face to face assessment no matter what their condition. The only exception is cancer, when the diagnosis is terminal and the claimant is not expected to live 12 months. The application is then fast tracked by liaison with the claimants’ GP and oncologist. Even those claimants who were given life or open ended DLA awards had to reapply as DLA has officially ended for those of working age. If your partner made his initial claim and filled in the PIP application form, he would have been made aware that a face to face assessment would be carried out at some point. The DWP are not responsible for sending out assessment letters - this is done by the contracted assessment providers. I can’t understand how he missed an appointment letter because there is not just one letter sent. The assessment providers send a notification by text message and a reminder as the appointment gets nearer. All claimants are made clearly aware that if they don’t apply for PIP their DLA claim will end automatically without further notice. If he did not receive any of these safeguards then the only course of action is to make an official complaint and hope it’s upheld. Unfortunately if the DLA claim is closed before the PIP claim is made, no back pay is possible, so your partner will not receive anything until he makes a fresh claim for PIP.

Unfortunately DLA had to be overhauled to make it sustainable. It was intended for people living with disabilities which incurred extra costs and unfortunately it was hijacked by those who had health conditions (not the same as a disability) and found it an easy benefit to claim long term. PIP is a difficult benefit to claim, and rightly so as it is meant to support those genuinely living with disability. Some see it as overly harsh but you have to ask what the alternative is to stop unscrupulous people exploiting it.

Alexa Wed 01-Jan-20 13:05:50

Your stepdaughter is either morally immature or she is a cynical thief.

Since she cavalierly informed you about her cheating she is probably morally immature. Whether or not you report her you might be able to make her more morally aware if you can joke about her bad behaviour.E.g "What have you spent your ill gotten gains on this week?"

"Does your best friend not like to tell you ?" Keep it light and laugh out loud at her.

You yourself are not the best person to police her uncharming lifestyle.

mumofmadboys Wed 01-Jan-20 12:34:58

The OP and her DH are not going to be tried in any court. That is ridiculous!!!

NfkDumpling Wed 01-Jan-20 11:35:41

I understood that if you keep quiet to defend your husband’s misdeeds the court is more lenient. Or is that a thing of the past?

endlessstrife Wed 01-Jan-20 11:00:42

Bless you Livlass. Thinking of you and praying. One of the reasons people get really angry, is when they’re in the wrong. Your husband has his reputation to consider, and this has challenged that. You’re doing the right thing, and when you get through this fog, you’ll be grateful you did it. God bless.

endlessstrife Wed 01-Jan-20 10:35:33

Thank you, that’s so helpful Pammiel. I still think people should report, no matter what the potential outcome to relationships. I would always worry I could be implicated. Knowing my luck, I’d go to prison too, because I kept quiet!!

Pammie1 Wed 01-Jan-20 10:22:46

@endlessstrife. A lot of the time it’s organised and carefully orchestrated fraud that goes on for years. Individual low level fraud like the OPs daughter is committing tends to be picked up quicker - usually because the perpetrators don’t think of what they are doing as fraud, and as a result they are careless and blatantly out of step with the lifestyle of genuine claimants. I wasn’t trying to excuse the behaviour, just recognising the rift it will inevitably cause if the OP gets involved and suggesting an alternative to actually shopping her.

HMRC have a computer system which can compare lifestyle with declared income and I believe it’s being trialled for use in the benefits system. Among the things the system references are home environment, vehicle ownership details from DVLA, credit card spending and it can even extract details from store loyalty cards. A contractor doing some work on our house told us of someone he knew who was taking cash in hand for work and claiming UC. The HMRC system singled him out from information gathered from DVLA - he owned several vehicles - and he was investigated because his declared income was low and did not support his actual lifestyle. They turned his life upside down, he lost his home and cars to pay back the benefits he’d claimed and he received a suspended jail sentence. By the time he was first approached to attend interview under caution the DWP had everything they needed to convict him. Benefit fraudsters think they are cleverer than the system. Most are not and they will eventually get caught out all by themselves because of their own stupidity.

ReadyMeals Wed 01-Jan-20 10:19:30

Oh... it's a pity you didn't come back and read the comments before tackling it. It was a fairly obvious outcome. But then maybe you'd prefer not to have a relationship with someone who condones this type of selfish fraud. I know I would.

Livlass Wed 01-Jan-20 10:16:48

To all those who replied to my post I,m overwhelmed to have so much good advice and support. It started through general chit chat in a taxi on the way to a restaurant. Next morning I calmly told her (step daughter ) I would never ever agree with what she’s doing it’s completely wrong,it’s fraud.She smugly said she would carry on.So after a few walks/talks with her Dad,ignoring me and telling the rest of the family how badly I treated her she left on an earlier train.
Later when I asked my husband had he already known, he completely hit the roof,started a massive argument,told me to mind my own business and threatened me, no answers to anything. Big crack in our relationship now.
Tigertooth,you say I,m jealous of her long blonde hair.Not at all.I was trying to compare the money she pays to have her hair dyed every 6 weeks to the amount of food that would feed a family for weeks.
And yes I will wait a month and then report her.

endlessstrife Wed 01-Jan-20 10:12:25

I went on the UC website, and to be honest, it’s not clear about the allowance from the father. One bit seemed to suggest it wouldn’t be taken into account, but another bit didn’t mention it at all! One bit said irregular gifts would be counted as savings. Any savings over £6,000 start to be considered. Whichever way you look at it, she’s happy to defraud the government. However, the OP has never come back, and I’m starting to think this is a hoax. I’m quite pleased though, because I’ve learnt something ?. Happy New Year everyone.

ReadyMeals Wed 01-Jan-20 10:00:25

Eloethan I am sure some posters are journalists trying to assess general sentiment before deciding how to angle their articles. Gransnet and Mumsnet posts are regularly referenced and quoted in publications.

M0nica Wed 01-Jan-20 08:54:39

I am sorry. she is not entitled to full UC. If her father is paying her a regular allowance that is part of her income and must be declared. It is her business and the Benefit Agencies.

Likewise, if her son is living in her flat, even if only for a month or two, and the OP suggests something more permanent she hadn’t disclosed to the DWP that her 26 yr old working son,he’s got a good job in the City was living with her. then she must declare it as he will be attributed as sharing the expense of living in the flat, whether he pays her money for living there, or she lives there free.

Benefit fraud is theft and there is no way round that. This woman is stealing our money from our pockets, which most of us wish to see going to those in need.

Anyway, come the end of the financial year when the financial authorities make their annual reports to the HMRC, she will be caught up with and will have to repay it all back. Including money due over previous years for the council tax rebate she claimed but was not entitled to.

If she wants to risk getting a criminal record, then that is her problem, but once you cross the HMRC, especially if you end up in court, they will have you in their sights for decades after. It just isn't worth the risk.

However, I do agree, personal appearance is irrelevant. Appearing in the Dock at court is not in a beauty pagent and no one cares how they look, and I doubt whether the person concerned will be that bothered about how she looks at that point.

GreenGran78 Wed 01-Jan-20 00:40:10

I agree that you need to talk to your husband first. A broad hint to her that ‘someone’ is bound to report her, before long, may convince her to stop. I would certainly question why your husband is giving her an allowance, at her age.
By the way, I missed out on three years of Pension Credit, about £3,000, because I wrongly believed that having my working son living with me meant that I wasn’t eligible. I should have done more research.

Eloethan Tue 31-Dec-19 23:45:53

Funny how this subject has come up after recent threads re austerity and Universal Credit. Has the OP, Livlass, posted before? I don't recall her name.

Doodledog Tue 31-Dec-19 23:37:26

Thanks, Jillybird - I was beginning to wonder if I was missing something.

Daisyboots Tue 31-Dec-19 23:30:03

Yorkshire Sal I so agree with you especially when my DS has a life limiting illness which means he should automatically be eligible for PIP. Yet when he didnt receive a letter from PIP to attend an interview to be transferred from DLA to PIP they just cancelled it straightaway and his motability car had to go back. He has appealed but the appeal wont be until May at the earliest. The last time he received any money was August so he will have been without money or car for 9 months or more. Without the car he is almost housebound. So hearing about the OPs SD and your sons partner getting away with it makes my blood boil.

Jillybird Tue 31-Dec-19 23:20:28

Message withdrawn at poster's request.

drifter Tue 31-Dec-19 22:36:29

im in the same situation and ashamed of what they do.i keep out of it.i express my disaproval.thats as far as i go.i would never rat on them.but i distant myself to an extent

endlessstrife Tue 31-Dec-19 22:25:44

Pammiel How long does it take on average, from perhaps having a suspicion about someone, or receiving a report of a fraudster, to actually attending that interview under caution? I’ve seen documentaries etc. where the fraud has gone on for years, and the fraudsters have been unable to pay the money back because they’ve spent it all. They’ve lived a life taking from people who need it, maybe over 10 years, which is a lifetime for a child in poverty. I understand they get punished, maybe even go to prison, but ‘ victims’ can’t get that time back. There’s going to be a family rift now, whatever. The OP can’t unhear what she’s been told, and it will eat away at her. She needs to deal with this now. Like I said in my first post, give her a month to come clean herself, and then report her.

Solonge Tue 31-Dec-19 21:30:38

Davidhs you think that everyone has done something like this at some time????? really???? the reason our society is broken is because there are so many tax dodgers....from corporates to the individual who takes cash in hand. If you don't want to be a criminal and cheat....then abide by the law. If you cheat or avoid taxes...then don't use our schools, NHS, roads, don't call the police or the firemen, don't use social services or the library. I am sick to the back teeth of selfish, self serving people who think its ok to lie and cheat. Your step daughter needs telling that she is a liar, a cheat and a criminal. Let her make of that what she will.

Pammie1 Tue 31-Dec-19 21:26:50

I used to work for the DWP and it amazes me how many people think they can outwit the system. I would do nothing OP, it will cause too much of a family rift. What claimants don’t realise is that there are various checks and cross references going on in the background and the longer it goes on the more chance she has of being found out - she’s defrauding the DWP and her local authority if she is having rent and council tax paid. If you really feel as though you should say something to her, try pointing out that the authorities may already be on to her and she may already be under surveillance. The DWP don’t act until they have irrefutable evidence and she won’t know she’s being investigated until she’s asked to attend an interview under caution once the fraud department have gathered enough information to press their case. The penalties these days are severe, and rightly so.

minxie Tue 31-Dec-19 19:04:19

I hate people like this, sorry she is but nothing more than scrounging scum
My partner and I got into financial difficulties when he had cancer and had no help. It was awful as he couldn’t work for a month and the knock on effect was dire.
I would have no qualms about squealing about her and her ilk.
I’m blunt because this sort of thing makes me furious