What has a person's monetary situation got to do with whether you give them presents or not?
DS will be 50 this year, his present is already stashed away in a wardrobe. Christmas or birthdays we always ask DC what they would like, it may be a book, a meal out, or a visit somewhere. Sometimes we give them the item and at other times we send them a cheque for them to get it themselves.
Why not talk to your DC about this? They may be untroubled if they do not receive them, or possibly these gifts could be deeply significant and important to them for what it represents rather than its actual monetary value.
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