Bit irritated with Hithere's 1sr response...What can YOU do..We do not have big credit card debt.I was stating that we only have a very small card debt and less than 1 year left on our mortgage.You have no idea of how much our monthly mortgage repayments are but once they're gone we will very quickly have savings! Plus no issue of DH retiring young (if he would ever cut the work strings)No one I know with mortgages has any savings to speak of,unless they've had some inheritance.My older siblings have way more years left to pay there's off! I'm guessing Hithere is alot older than me. He is a wonderful husband,but just doesn't seem able to take his full holiday entitlement.He works for a small business and there isn't a "spare" person to step in when he is off work...so he feels he has no choice.He has always provided for us,is always where he says he'll be,honest,hardworking,cooks on a Sunday,has a great relationship with his children and helps out elderly customers and a disabled sister if they need anything.Its the not taking holiday entitlement that I struggle with.
I guess empty nest,Cancer,surgery,Menopause,parents death and then a Global Pandemic in the last few years has made me more OCD and a bit resentful.Is that MY fault too!!Pre Covid we would go off for a few mini hotel breaks,concerts,always 1 abroad holiday yearly and I would do endless flights to UK.He just never took his full 5 weeks,and so far this year not 1 day off yet.As I stated we are in a country that has been very strict during the pandemic with no freedom of movement until a few weeks ago.We had lockdown before alot of EU countries and until a long time after! My usual escapism has been taken away.We were on the same page re downsizing until recently.A friend of DH has absolute nightmare neighbours,ending in violence,and it has shaken DH.We aren't too near to either of our neighbours and we know this is a luxury that moving wouldn't guarantee....He's come home from work today saying that the boss is going to take on an extra hand.About blooming time!.......