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Younger partner and spending expectatiosn

(83 Posts)
ElaineMcG47 Mon 14-Jul-25 14:34:27

I have just returned to Ireland to live after working in a very stressful job in the NHS. I am working part-time in Ireland on a much reduced salary, but I really like my new job and can live very frugally. I am 60. I have two adult children, but one is still in college and I am still supporting him - no free fees in Ireland and no student loan. He has one more year left in college.

I have spoken about this briefly before. My partner never married, has no children, own his house outright as I do mine, but earns about 750 to 1000 per week. He is a nice guy but wants to travel a lot - which I don't anymore due to finances mostly but also have travelled a bit previously. He does not seem to listen at all when I say I am almost retired now and want to live frugally. Recently, I said my son's - the one in college - car broke down. He needs it for commuting and I was going to help him with the bill to repair it - he earns minimum wage in part-time work - but that it was a big stress for me now that I was earning much less, but that I knew next year my son would be finished college and earning good money. My partner then said why don't I just buy by son a new car. I felt so annoyed. I felt like he hadn't been hearing me at all for the last year when I have said I feel really burnt out, need to almost retire and had been working for 41 years at this stage.

He is always also pressurising me to go abroad on holidays. He will say he will pay for the hotel and I pay for the flights - but then there is the meals out abroad. He always wants to eat out and not go self-catering - and we share the cost of these meals equally - but it is a financial pressure for me to do all this when I can stay at home and go camping around Ireland or UK. There is also the issue if he pays more for a meal than I do he calculates how much extra he spent - he doesn't ask me for the money, but I have said to him before I feel he is calculating how much more he spent than me on a meal and he has agreed that he is doing this.

He is a nice guy, caring etc, but I feel the age gap is showing in terms of me wanting to retire and he is still working full-time and has a lot more money. I also don't feel heard despite repeatedly stating for over a year that I want a very part-time job and to semi retire and live frugally and that I was really burnt out with working.

Any advice/comment would be welcome.

woodenspoon Wed 23-Jul-25 15:29:09

Just read all through this and the replies. This is not a partnership, it’s using. The bit about him claiming your house would cause me to think very hard indeed about this man. You’d do well to update your will making it crystal clear he’s not in it. I think I’d gradually distance myself if you can’t bring yourself to end it abruptly. No more holidays, shared meals etc. just say I can’t afford it anymore. Get rid of him.

Babs03 Wed 23-Jul-25 14:36:17

Correction - live simply

Babs03 Wed 23-Jul-25 14:35:53

I agree with Allsorts, when you have worked hard all your life and want to retire and love simply in a way you can afford but still enjoy, nobody should be pressuring you to live your life differently. This is your time now, and if your partner is good company just keep him as a friend no strings attached, let him do his thing and you do yours.
Life’s too short.

Allsorts Tue 22-Jul-25 07:21:37

Why on earth are you with him? You want to retire just do it. I am too independent I suppose but think i know my own mind.
If you must, keep him as a friend with benefits, or just go it alone and rejoice in your freedom. Don't want anyone telling me what to do I have earnt this time.

win Sun 20-Jul-25 11:32:38

So why are you even with this man. Yo don't want to do what his does, so why are you doing it?
you think he is diddling the state and is likely to change your locks!! If you really believe he would despite him telling you it was a joke, there is no hope is here? Personally I think he is winding you up and you bite every time, but because you do, that is not very nice either. Do you ever laugh together? For goodness sake ask yourself why am I staying with this man? because I am sure I can see it. You don't like him at all by the sound of it. Just like the jobs he does for you. When were you intending to see him when you go for your break in the UK and staying with your family? You are going to see them, yet do not want to stay with him in the hotel!! This is not normal by any mens IMO

Sadgrandma Sun 20-Jul-25 11:27:15

^^ElaineMcG47
I should mention that my partner once said that if I died he would change the locks on my house and claim my house.

I do think that, if he was really after your house, he would have put pressure on you to marry him by now as that’s the only way he could get his hands on it after you’ve gone. Unless you made a will leaving it to him, which I’m sure you have not.
If you do want to keep him in your life but on your terms you now need to become a lot more assertive. Don’t book any joint events unless you get his money up front as he can never be relied on to pay his half. Simply ignore his comments about going to Tenerife or simply say ‘I’ve made it clear that I don’t want to go’ and ignore other thoughtless comments about buying your son a car etc, they are not even worth you responding.
It is very wrong that he is claiming benefits if he is not disabled but I can understand if you are reluctant to report him. You could do so anonymously but that is something for your conscience. I do hope that you can sort this relationship out soon before it makes you even more miserable. Good luck.

Crossstitchfan Sun 20-Jul-25 10:10:03

Parsley3

^As I mentioned ab8ve he earns about 750 to 1000 per week and also gets a partial disability allowance after having been in hospital for 3 months 12 tears ago recovering from swine flu - he isn't disabled, also gets free travel as part of this supposed partial disability, and recently spent 70k on a top of the range van for work.^
Is he defrauding social security? That's a good reason to draw the line.

A good reason to report him, in my opinion, let alone get rid of him.

Allira Sun 20-Jul-25 10:05:19

If he already has a key, change the locks now and don't let him have a key.

He sounds very selfish.
You deserve better, even if that means being alone and building a social life for yourself without him.

Patsy70 Sun 20-Jul-25 09:44:13

I think you know the answer already. He’s not your ‘partner’ at all.

CariadAgain Sun 20-Jul-25 09:31:49

If you die he will "change the locks on my house and claim my house" !!!!!!!!

What's that phrase of "Many a true word spoken in jest" ? At some level this thought has crossed his mind and that would be unacceptable even if you were childless. He's after what he can get from you and he'd be off if he could find someone more amenable to what he wants and/or with more money and/or better-looking.......

I've come across one of these types pretty recently and, luckily, recognised him for what he was pretty quickly. Just out after what he could get and would have been off in seconds if he'd spotted someone he thought was more "hopeful" in that respect.

Admitted I'm now living in one of the areas of the country where it's pretty common for a man to expect a woman "better/higher level than he is" and you may be living in a more "equal" area.......but even so.....

Bea65 Sun 20-Jul-25 08:46:23

As I said upthread, you’re an independent woman knowing what your budgets are (like me) and still saying he’s a good companion… I don’t think he sees you as a ‘partner’
Don’t know what else to say as you say you want advice🙅🏻‍♀️
After 5 years, you have put up with his way of thinking and wish you well ..don’t think you can mould him into what you want …

ElaineMcG47 Sun 20-Jul-25 08:37:43

HI! Thanks again for all the replies. They have been really helpful in seeing whether I will be taking my partner into retirement with me or no.

In relation to me expecting my partner to pay for me, that is absolutely not the case. My son is my child to support through college, which I do. I do not expect my partner to pay anything for him at all, and even if we lived as a family, which we don't, I would not expect this.

In relation to the holiday - I was going to visit family in the UK. I was going on my own so had been invited to stay with them. Then my partner wanted to come too. That's fine, but he did not want to stay with them, and also it would be quite an imposition on my family - small house, adults kids there too. So my partner said he would pay his cost of ferry and hotels, and kept saying he would sit down with me to book them, but never did, with me then having to book them as the ferry at reasonable times was almost booked out.

I am on a much smaller income now, and this will be adequate next year when my son finishes college, but it won't cover holidays abroad twice a year, in addition to hotel breaks a few times a year and eating out every weekend, these are things my partner likes to do currently, but he has been limited by my financial commitments and budget, but they are also things that I am not that bothered about at all. I like simple things, camping, cooking at home - I'm a fairly good cook, going to events at the local library, the local theatre, being involved in a gardening group.

I think my real resentment is that despite being together for five years, he still doesn't listen to me when I say I have other financial commitments and have a fairly tight budge, and will come out with why can't I buy my son a car rather than get it repaired, and continue to mention weekends away and holidays abroad, despite knowing that I am still financially supporting my son through college - no student loans in Ireland. This also involved medical and dental stuff as there is no free GP or dental care here - though I know NHS dental care has been significantly reduced in recent years.

I feel I just need to make my own retirement plans without my partner, but as others have said it is really more of a companion relationship as we do not live together, and I don't want to either - the reasons being I like having my own space, but also I don't want any inheritance my children might get after I die to go to a partner - it will be for them to put towards a house or savings. I should mention that my partner once said that if I died he would change the locks on my house and claim my house. I have challenged him on this several times, and he said it was a joke, but it really bothered me, and still does, and I did explain to him that he could not legally claim my house.

Thanks again.

Parsley3 Thu 17-Jul-25 15:48:29

As I mentioned ab8ve he earns about 750 to 1000 per week and also gets a partial disability allowance after having been in hospital for 3 months 12 tears ago recovering from swine flu - he isn't disabled, also gets free travel as part of this supposed partial disability, and recently spent 70k on a top of the range van for work.
Is he defrauding social security? That's a good reason to draw the line.

CariadAgain Thu 17-Jul-25 15:12:33

ElaineMcG47

Thanks to all of you for taking the time to reply. In relation to the question how long have I been with him. I have been with my partner for 5 years - 2 of those were long distance in that I lived in the UK and we saw each other every second weekend.

He's caring in some ways - will help out in my garden, put up shelves, lift heavy stuff that I cannot do. He will pick me up from the train if it is late, that sort of thing.

We like doing the same things, walking, gardening, garden centres, sea swimming but it's all quite superficial, not much deep discussion on anything.

There has always been this issue of money - i.e.. splitting things exactly evenly, and calculating if the meal I pay for is less than the meal he bought previously. There has always been the pressure to travel - wants a holiday abroad each year and to the same place, Tenerife. I am very fair, hate the sun, have a pre cancerous skin condition and am a magnet for mosquitos, as well as the holiday costing a lot more than I can afford.

His recent comment suggesting I should buy a car for my son as my son's car frequently breaks down, angered me a lot as I can barely help my son with the car repairs and he knows that, and knows that I am still funding my son in college and that it is a huge stress, and I have been mentioning this for the last two years or so.

Thanks again for all the comments and advice. So much appreciated!

You've used the phrase "not much deep discussion on anything".......red light blaring.....red light blaring......

I've watched a couple I know well over decades and - though they shared pretty similar values - there was "not much deep discussion on anything" that I could see. I knew what it was to do with too - as she would stop me talking to him if the conversation got a bit too "involved" for her (ie words of more than a few syllables basically). Yep...it was my parents and he was very intelligent - and she .....errrrrrm....errrm...wasn't. I know it frustrated him - as he did say a couple of times. It certainly frustrated me and the residue of her as a mother (and him away often) was buying myself a steadily bigger and then bigger dictionary after I moved out - just in order to get my vocabulary up to a reasonable level (as I knew it was poor).

I'm not getting good vibes about this guy all round....

There is a very "fair skin" gene in my family too - my father got it and was riddled with skin cancer come the end, my brother got it and is also riddled with skin cancer (the last I saw of him - some years back). My skin is only marginally darker/ie still very light and I keep having to have cosmetic blemishes removed (though nothing cancerous thankfully). Yep...us fair skinned ones can't take much sun (darn it!).

Sounds to me like he doesn't understand you - and doesn't particularly want to either...

So - if you can't really talk much with each other = that is not good news imo.

LaCrepescule Thu 17-Jul-25 14:58:09

I think you should let him go. He sounds ungenerous and controlling and you’d be better off enjoying your quieter and slightly financially reduced circumstances on your own. I’d also find it hard to be with someone who didn’t have kids, it’s a bit of a red flag for me.

win Thu 17-Jul-25 11:48:43

icanhandthemback

*win*, yes it is muddled and that may be why she can't get her point across to the partner. However, if I made specific points about my lack of finance meaning I only had enough for helping my son at this moment in time, I'd expect some empathy. There doesn't appear to be any self reflection on his side...only if it makes him holier than thou. An I can manage so why can't you attitude is not designed to reflect a caring person.

Yes I agree with that too

icanhandthemback Thu 17-Jul-25 11:17:57

win, yes it is muddled and that may be why she can't get her point across to the partner. However, if I made specific points about my lack of finance meaning I only had enough for helping my son at this moment in time, I'd expect some empathy. There doesn't appear to be any self reflection on his side...only if it makes him holier than thou. An I can manage so why can't you attitude is not designed to reflect a caring person.

win Thu 17-Jul-25 11:02:25

icanhandthemback

How funny, win because that is not how I read the OP's intentions at all although I agree with you about the status of the relationship.
I thought the hotel business arose because he wanted to come on the visit but didn't want to stay with the family. I get the impression that he agrees to pay for his share but then makes excuses not to pay until the last possible minute knowing the OP is not flush herself. It also sounds like he doesn't always get around to paying the full sum he's agreed to but I could be wrong about that.

I think it is really difficult to know exactly what is going on in OPs mind as well as her companions, to be honest, we are all guessing and I am intrigued how this post has caused so much interest and different opinions/views/understandings of the strange situation. Perhaps OP does not really know herself what she wants. She knows she is struggling for money, but then says it is temporarily as her son will soon be through college. Then later she worries about her future. It definitely comes across to me as she is hoping for financial support, yes will not admit it to herself. The initial impression I had was that she wanted to manage independently and live within her income, but I am not so sure now. I also find it difficult to understand her explanations of the situation, it is rather muddled.

icanhandthemback Thu 17-Jul-25 10:43:41

How funny, win because that is not how I read the OP's intentions at all although I agree with you about the status of the relationship.
I thought the hotel business arose because he wanted to come on the visit but didn't want to stay with the family. I get the impression that he agrees to pay for his share but then makes excuses not to pay until the last possible minute knowing the OP is not flush herself. It also sounds like he doesn't always get around to paying the full sum he's agreed to but I could be wrong about that.

win Thu 17-Jul-25 10:19:44

I still find it incredible that you all expect this man to take on OP and her children as a family. The way OP explains things it comes across to me that they are not Partners in the sense many of you understand partners, they are companions, who spend time together but have totally separate lives. Separate houses and separate finances. Why should this man pay for OP. I do believe this is what she is hoping for, but why should he? Different if they lived together had a committed relationship where they pooled their money for their joint expenses. But they don't by the sound of it. It comes across to me as a rather casual relationship. Why is he coming to see her family in the UK, when he is staying in a hotel and she is not? why don't they either both stay in a hotel or both stay with family? because she does not want the family to think they are a in a relationship. Do the boys even know? the whole thing is so flimsy. This OP finds the relationship convenient because he does jobs for her, she would ideally like him to pay for her too, but why is her being short of money his business at this stage? and what does he get? OP is anxious about everything and he is very laid back leaving everything to the last minute. No wonder it is not working. Op wants to mould her man to be like her, to do everything her way and as someone else says it does not even sound like she really likes him, but needs and wants him around for what he does for her and can give her. You all dislike this poor man because of OPs description of him. Personally if I was him I would run a mile.

Lathyrus3 Thu 17-Jul-25 09:37:21

Actually you sound as if you don’t really like each other very much.

Stop complaining about each other and just go your separate ways.

I truly don’t understand why people stay in relationships that make neither of them happy.

icanhandthemback Thu 17-Jul-25 09:27:58

Thank you for updating us, ElaineMcG47. I think you have your answer as to the type of man he is. He has no empathy and you will always be battling the same thing. The fact he carries on claiming benefits when he doesn't need them shows he doesn't have a conscience. If you continue the relationship you have to realise that things will never change. If you can accept that and be happy, stay in the relationship. My feeling is that you'll never be truly happy and the juice really isn't worth the squeeze.

Realky Wed 16-Jul-25 22:49:11

To look at this practically, and not judge his strange behaviour, you have to write a note to him.
First of all, you expect him to pay for the holiday and you will not go otherwise.
Secondly, an understanding of his responsibility towards your son, does he know you're all a family as you see yourselves, or does he see
you as completely separate from him, and it's only a casual thing. Is
he is really committed to being a family.
Tell him it's time for him to make a proper commitment to your idea of what your relationship and your family is (forever part of his life, but then he has a say too.)
This gets rid of the mushy emotive bit, and gives him clear decisions to make. We all have different brains and it's quite possible that he just doesn't understand you. I've just realised that my husband has no idea if what goes on in my head!

ElaineMcG47 Wed 16-Jul-25 22:42:52

His response whrn said again that I was feeling so overwhelmed and often felt quite anxious was that I slways saw the negative whereas he always sees the positive. This is not my experience of him.

I am due to go yo the UK to stay with family. He said he wanted to come and that we would then stay in a hotel as woukd not impose on family. He mentioned three or four times that he woukd share the 400 cost of ferry, but then he left it do long to transfer the 200 that mist of the ferries going at a reasonable hour were sold out, so I paid for the ferry. Then ge said we would sit down together and book the hotel. This never happened. I had to book the hotel as they were in danger of no availability. I got a room but he said He presumed it was pay at arrival which it was and he would pay then, which I think he will pay for that one night, but it was quite a palaver

ElaineMcG47 Wed 16-Jul-25 22:36:03

Thanks all for taking the time to reply. I opened up the discussion with my partner that I felt he had not heard me over the last 18 months saying that I was feeling so overwhelmed with the cost of kids in college, wit a very stressful job and an autoimmune condition that I did not know how I would get to end of supporting my son in college, after my daughter finished, without physically and mentally collapsing after many years as a single parent and workjng full time, and that to mention buying a car for my son just felt like he had not heard me at all over the last 18 months. I also reminded him that I am going to be off work for a year after two knee surgeries, that I only work agency and am not sure yet if I will be entitled to very limited State sick oay in Ireland as I only worked here in Ireland in 2023 which is the year the base State dick pay on so I was worried re money for the next year and worried re using up savings. I feel this is a valid concern. I spoke to him, as I did before, about being at different stages and as 8 years older than him I was ready to partially retire.

His response was that if I was feeling that overwhelmed I should talk to a professional, and that he had worked since age 7 - he helped out in his dad's garage as I helped out from 7/8 in my parent's shop, that he couldn't retire now and had to keep in working. As I mentioned ab8ve he earns about 750 to 1000 per week and also gets a partial disability allowance after having been in hospital for 3 months 12 tears ago recovering from swine flu - he isn't disabled, also gets free travel as part of this supposed partial disability, and recently spent 70k on a top of the range van for work.