Credit Application Scams

My son-in-law has had 4 fraudulent accounts opened in his name with online stores, Next, J D. Williams, Grattan and Very. The companies in question have been helpful except for JD Williams who reckon it could take 4 to 6 weeks to close the fraudulent account. As the opening account letters come to the home address we couldn't see what the benefit was to the scammer, but Very have said that the fraudster was ordering i-phones. The scam apparently happens at point of delivery when the scammers wait outside your address to pick the parcel up, leaving you with no goods to return and a debt in your name. As DD and son-in-law are in the middle of moving house this could all affect their credit rating and their mortgage application. Action Fraud ironically take no action and even said that as the scam has been stopped in time to prevent any loss that there is no crime! Be warned if you get notified of an account opened in your name, which wasn't you, register with CIFAS and an agency like Experian to prevent accounts being opened in your name by a fraudster. With no prosecution the scammers will just continue.