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Scams and fraud

Nice try (but failed).

(35 Posts)
petra Thu 24-Jul-25 07:53:04

CariadAgain

I get a bit wary now when one of these scammers phone up - darn "people" are so persistent.

The second I hear that it's (apparently) the security people at my bank I think "Hear we go again - it's another thief" and the phone gets slammed down.

I do feel concerned about the voice recognition thing - as I always say one word when I pick up the phone (hoping it's a "real" call - rather than another thief) - ie "Hello" in greeting. I hope that's not enough for them to copy my voice off - would think just that one word is not enough for them to clone my voice off.

Not many people make landline calls these days - so it seems to be about 50/50 whether it's a "real" call or a thief. It seems to boil down to about one-third "real" call for me, one-third a vague older person that has rung my number by mistake and one-third thieves.

This is the voice thing scam you have to be aware of.

www.experian.com/blogs/ask-experian/what-is-say-yes-scam/

M0nica Thu 24-Jul-25 07:49:24

Like many people we have several bank accounts, for different purposes with different banks, so my first question, if I bother to respond at all, is 'Which bank account are you referring to?' ditto with credit card calls. This leaves them flustering.

I then say, 'Well if you cannot identify the bank, you must be scammers.' and put the phone down.

dragonfly46 Thu 24-Jul-25 07:44:51

I would not have rung the number or engaged with the scammer. With AI and voice recognition anything is possible.

Sadgrandma Thu 24-Jul-25 07:37:20

I would never press a number to talk to anyone on these calls as you end up talking to a scammer who can be very persuasive. Best to just hang up and don’t engage. The ones that really annoy me are the ‘ I am your local energy adviser’ how many blooming energy advisers can there be in one area!!

CariadAgain Thu 24-Jul-25 06:46:21

I get a bit wary now when one of these scammers phone up - darn "people" are so persistent.

The second I hear that it's (apparently) the security people at my bank I think "Hear we go again - it's another thief" and the phone gets slammed down.

I do feel concerned about the voice recognition thing - as I always say one word when I pick up the phone (hoping it's a "real" call - rather than another thief) - ie "Hello" in greeting. I hope that's not enough for them to copy my voice off - would think just that one word is not enough for them to clone my voice off.

Not many people make landline calls these days - so it seems to be about 50/50 whether it's a "real" call or a thief. It seems to boil down to about one-third "real" call for me, one-third a vague older person that has rung my number by mistake and one-third thieves.

multicolourswapshop Thu 24-Jul-25 06:40:33

Indigo8
I receive these scams too I just tell them to p off, sorry if I sound rude but I get so angry, these scammers will need to get up earlier than me to trick me and I NEVER reply to anyone asking for payment

Chocolatelovinggran Thu 24-Jul-25 06:21:54

Excellent Indigo. I think that we should all be Delilah McBumm when speaking to phone scammers from now on.

Crossstitchfan Wed 23-Jul-25 19:29:56

Indigo8

I quite often get calls from "Bank Security" telling that some unusual transactions have taken place often a payment of several hundred pounds to Amazon and some payment abroad or for a rail ticket to Scotland. Because of fishing for voice recognition I now hang up immediately.

A while back I pressed 2 to talk to an adviser and he didn't seem to know which bank account the money had come from so he asked for my name so he could check. I told him my name was Delilah McBumm (it isn't) and he said "Yes here we are Mrs McBumm now remind me which bank you are with".grin

Priceless!

Indigo8 Fri 14-Mar-25 21:05:30

I quite often get calls from "Bank Security" telling that some unusual transactions have taken place often a payment of several hundred pounds to Amazon and some payment abroad or for a rail ticket to Scotland. Because of fishing for voice recognition I now hang up immediately.

A while back I pressed 2 to talk to an adviser and he didn't seem to know which bank account the money had come from so he asked for my name so he could check. I told him my name was Delilah McBumm (it isn't) and he said "Yes here we are Mrs McBumm now remind me which bank you are with".grin

Scribbles Fri 14-Mar-25 20:41:03

Here's one to watch for and I hope nobody's fallen for it.
I received a text message allegedly from HSBC asking me to verify a payment. I don't have an account with HSBC and assumed that it was a simple keying-in error and the message had come to me by mistake. So I called the landline number shown to point out the mistake.
I was answered surprisingly quickly by someone who sounded convincingly professional and said his name was Andrew Mitchell.
That raised queries in my head: mostly those bank call centre operators only give a first name but...
I explained that I'd been sent a text in error and thought they should know and correct their records. Quickly, he leapt in with the explanation that while the text was from HSBC, it may refer to one of the many banks owned by that group, such as Barclays, Natwest, Lloyds, Santander and several others including Nationwide.
This is utter nonsense! Don't fall for it. While many banks are owned by other banks, this lot are NOT all owned by HSBC - especially not Nationwide which remains a building society and is wholly owned by its members.

This was just yet another take on the phishing scam, intended to elicit information from the unwary. I told Mr Mitchell that I don't deal with scammers, hung up and blocked him.