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if money is scammed out of my account and I dont notice for a while, am i liable until the date i do notice ?

My elderly dad has dementia, how can I protect him against fraudsters?

If a company loses your data, are you entitled to any financial redress, e.g. to cover the cost of registering with CIFAS

I often enter competitions online but am concerned they often require , name, address, date of birth, telephone number, mobile number & email address to enter. This seems excessive information to put 'out there' & what are the negatives to providing this?

I am wary of mobile pay how secure is it as it would be easier to use I have an iPhone and know there was a security issue recently

I discovered I had a bad credit score due to someone stealing my identity and going on a catalogue spending spree. I reported this to the police and was given a crime number which I then gave to the credit score people but still my credit score is affected. How can I fix this?

How do I best protect our identities on the internet

I have read that scammers can buy an app that enables them to phone you but it does not show their phone number on your phone it can show any number or name as a caller ID - How do they get away with this! Why aren't these apps banned for sale etc! It makes it so hard now to know when to answer your phone or ignore it!

How can I tighten up Microsoft emails to stop the scams that flood in there are scams everyday I block but it makes no difference, I report it makes no difference. most are caught in my junk file but some are not .

I told my bank I don't want a contactless card due to everything I have been hearing about them. Would you recommend going contactless and if so what are your reasons?

How secure are banking accounts?

Do you think the major ISP's/E-Mail providers should be doing more when it comes to dealing with the vast amount of Phishing scams that are in the wild ?. I get the feeling that despite reporting them all, nothing ever happens.

Should there be one central website to report fraud?
That way, if the same person/phonenumber is used/ trying to commit fraud, it can be more easily assessed/tracked.

Are contactless cards more susceptible to fraudulent use?

If you lose your credit card and don’t notice for a while, will banks take that into consideration ( for redress purposes) as they only say ‘report as soon as possible’.

Who should you contact if you think you've been the victim of fraud?

I'm worried about the rise in use of contactless credit cards - are they really safe or can they be easily cloned by someone chatting to you in a bar etc

I have a number of passwords.....and a memory that can let me down at times
A friend suggested trying a password manager program. Is this something you would recommend? And how much would I expect to pay?

How do you know your card details are secure when shopping online?

how do you know if someone else is using your broadband? I understand that even with passwords 'locked" internet access can still be accessed from scammers?

Can you tell us your top tips for spotting a scam email? Whilst some are glaringly obvious, I find some are remarkably sophisticated and I want to be a bit more 'savvy'!

Also, what are the best ways to avoid identity theft? I hear stories about people going through your rubbish, calling you for details....what are your top tips for avoiding being a victim of this?!

If I can I trust google chrome, and roboform to look after my passwords

I had my identity stolen a couple of years ago but luckily my bank picked up on it straight away, and although they cut up my bank card the same day and locked my account until a new card was issued I am worried sick it happens again.
How do I overcome my fears when I'm not sure how they got my details to start with?

I like to feel that I am aware of all these scams but then we all do don't we
However, how can I get the message through to my dear elderly neighbour who, although is a well educated woman, is so gullible where these things are concerned?
She fallen foul of scam phone calls several times, luckily realising before any damage was done.
Bless her, she returns so many so say 'winning' communications! Just yesterday she came into me asking for a first class stamp so her reply would get there quicker! She had returned some sort of communication last week and this was to confirm her success blah blah blah!
She is simply a neighbour (not any relative) so we cannot interfere except for trying to explain how these things work but she is adamant that someone must win the £15,000 (or whatever the latest win is) and why should it not be her?
She buys a lot of things via mail order companies who of course pass on her details - hence all the amazing prizes she is currently (not) winning.
She complains to us about all the nuisance calls but then feeds her information back into the systems!
We are not related so we cannot tell her what to do so there is nothing we can really do (with my late mother I admit we used to shred and not post ) but with our neighbour we don't know if she has ordered anything in the same envelope or enclosed a cheque in payment for something she has bought. Obviously it would not be right for us not to post anything she asks us to post as it is her right to return what she likes.
Her family don't want to know - long story.
She refuses to have a call blocker (we have one and it's brilliant) because so many people ring her and to be honest I don't think she would get her head around it if she had one.
That generation are so gullible bless them and need help! Surely something can be done to stop these people preying on the vulnerable?

I'm worried about this new 'open banking' that's coming in. Does that mean all my financial providers will be sharing information about me?

Is it safe?