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What advice would you give to your younger self? Share with Legal & General - NOW CLOSED

(624 Posts)
EllieGransnet (GNHQ) Mon 04-Feb-19 14:42:13

We’ve all been asked this question at some point. Our answers can vary from ‘I wish I’d taken more risks’ or ‘I would have stopped caring about what people think’, to ‘I wish I’d had more fun’ or ‘I wish I’d travelled the world more’. But if you really think about it, what practical advice would you have really benefited from when you were younger? What would you have told your younger self? What would you have done differently? A recent survey carried out across Mumsnet and Gransnet revealed that some Gransnet users consciously put off financial decisions. Is going further with your finances something you might have given more consideration to, with the benefit of hindsight? Whatever advice you’d like to give to your younger self, Legal & General would love to know.

Here’s what Legal & General have to say: “On our savings journey, a nudge in the right direction can make the world of difference when it comes to our financial futures. It’s starting off early, saving little and often over a longer period, that can really pay off*. Although it’s never too late to start saving, what tips and guidance would have motivated you to do more with your money and just get started?”

Would you have taken more risks when you were younger? Is there any information you wish you would have known back then, such as how to save into your pension, how to invest your money or even how to save your money from an earlier age? Would you like to tell your younger self to be more confident in the decisions you make? Or perhaps you wish you’d spent more time with friends and family?

Whatever the advice you would like to give to your younger self, post them on the thread below and everyone who does will be entered into a prize draw where one GNer will win a £300 voucher of their choice (from a list).*

Thanks and good luck with the prize draw
GNHQ

Standard Insight T&Cs Apply

*Open 4/02/19 to 25/02/19. To enter please post on the thread below. One entry per person. One prize to be won: £300 voucher of winner’s choice (from a list). Winner chosen by random draw performed by computer process.

*The value of your investments can fall as well as rise and any income from them is not guaranteed. Legal & General Unit Trust Managers Limited.

travelsafar Thu 07-Feb-19 18:14:57

Get the best education you can and the best job. Work hard, buy your own house or flat. Dont settle for second best in terms of a man and remain single if necessary.Create your own world of independance and do the thngs that make you happy.If you meet someone, only let them into your world if they enhance it, don't go into theirs if it makes you sad, resentful and uncertain.

paulcoxy Thu 07-Feb-19 17:17:32

Appreciate and understand that everyone is different and not all going to think and act alike

Blainalass Thu 07-Feb-19 17:16:54

Travel more, make more music.

Greenfinch Thu 07-Feb-19 16:11:01

Don't go to University just because all your friends did. Take a mundane job and have your family when you were very young.

Ngaio1 Thu 07-Feb-19 16:02:25

I would take my own career much more seriously and not spend so much time boosting my husband's sporting career. I turned promotion down so that I could travel with him at weekends. He left me after we had been together for thirteen years and he wanted a younger model! I made a huge mistake!!

nannychriss Thu 07-Feb-19 15:18:21

There are quite a few things i would say ,mainly spend more time with your loved ones as you can't get that time back once they are gone . Another is to start saving when your young and pay attention at school as its only when your older you realise the benefits it will give you and the jobs it would open up to you .Look after your health ,don't start smoking because it looks big or eat all those sweets just because your brother gave you money to go to the shop and lastly don't be in such a rush to get married and have kids just because your friends are doing it .LIVE A LITTLE FIRST AND GROW UP !

xsophiefx Thu 07-Feb-19 14:19:47

Don't care with what people think of you! Just do what makes you happy and sod everyone else!

pinkjj27 Thu 07-Feb-19 13:51:10

Put you self first more, you are not responaible for others people hardship dont feel you have to fix everyones elses problems and make everyone happy. They will come to expect it and see that as you role and when youneed something they will be confussed as you are always the giver.
You are loveable you do have a right be be happy you are worth somthing and you need to learn to take and say no.

Keeleklogger Thu 07-Feb-19 13:29:14

Get a pension plan as soon as possible and don't spend money you don't have

Tkw2014 Thu 07-Feb-19 13:28:03

To not compare too much to others - everyone is different, and life is not a competiton

tabbaz Thu 07-Feb-19 13:16:20

To be honest when I was younger I knew best and therefore would not be told by anyone.....BUT on the off chance I would of listened to advice it would be to not take life for granted and the only place for regrets is in what you DONT do so keep doors open and do as much as you can - LIVE it!

lorrainej162 Thu 07-Feb-19 12:50:33

Trust your instincts!

bbdiva1977 Thu 07-Feb-19 12:33:05

be true to yourself and live your own truth

seamus Thu 07-Feb-19 12:13:01

Do not be afraid; just go for it!

KealeyBrown Thu 07-Feb-19 11:53:04

Have fun but save, save, save

katieskatie82 Thu 07-Feb-19 11:28:09

not to worry about what other people think of me!

UKGary Thu 07-Feb-19 11:13:45

Never make the same mistake twice!.

Daphne01 Thu 07-Feb-19 10:49:21

To listen to my mum's advice more and believe in myself. Don't dwell on the past, forgive your mistakes and move on.

Scungybear Thu 07-Feb-19 08:45:25

Life gets better - stick with it!

devito Thu 07-Feb-19 08:29:05

I wish I had taken a private pension out as soon as I had started working.

finleypop Thu 07-Feb-19 08:20:02

I would advise myself to buy a run down property & renovate it

MrsRobert60 Thu 07-Feb-19 07:03:58

If others make you feel bad about yourself with their comments then avoid or ignore them.

Marmight Thu 07-Feb-19 06:47:03

Follow your heart, not your head. Follow your instincts. Be brave, be wise, be careful

heavensjoys Thu 07-Feb-19 06:27:33

I wish I had taken a old boss’s advice ‘Don’t be a Jack of all trades - be a master of one’.

phillip666 Thu 07-Feb-19 04:55:11

Expect Regrets , Cherish the Memories , And Always Remember , What You Are Looking For in Life , Is Always In Front Of You