Don't get in debt - You're spending your future!
Offer of cash - what would you do?
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We’ve all been asked this question at some point. Our answers can vary from ‘I wish I’d taken more risks’ or ‘I would have stopped caring about what people think’, to ‘I wish I’d had more fun’ or ‘I wish I’d travelled the world more’. But if you really think about it, what practical advice would you have really benefited from when you were younger? What would you have told your younger self? What would you have done differently? A recent survey carried out across Mumsnet and Gransnet revealed that some Gransnet users consciously put off financial decisions. Is going further with your finances something you might have given more consideration to, with the benefit of hindsight? Whatever advice you’d like to give to your younger self, Legal & General would love to know.
Here’s what Legal & General have to say: “On our savings journey, a nudge in the right direction can make the world of difference when it comes to our financial futures. It’s starting off early, saving little and often over a longer period, that can really pay off*. Although it’s never too late to start saving, what tips and guidance would have motivated you to do more with your money and just get started?”
Would you have taken more risks when you were younger? Is there any information you wish you would have known back then, such as how to save into your pension, how to invest your money or even how to save your money from an earlier age? Would you like to tell your younger self to be more confident in the decisions you make? Or perhaps you wish you’d spent more time with friends and family?
Whatever the advice you would like to give to your younger self, post them on the thread below and everyone who does will be entered into a prize draw where one GNer will win a £300 voucher of their choice (from a list).*
Thanks and good luck with the prize draw
GNHQ
Standard Insight T&Cs Apply
*Open 4/02/19 to 25/02/19. To enter please post on the thread below. One entry per person. One prize to be won: £300 voucher of winner’s choice (from a list). Winner chosen by random draw performed by computer process.
*The value of your investments can fall as well as rise and any income from them is not guaranteed. Legal & General Unit Trust Managers Limited.
Save and splurge in unison,
But ALWAYS keep some back,
There'll be a time - you wait and see,
When you value saving- FACT!
Be true to yourself-be honest,
If you must lie -make it white,
Don't do any secret bingeing,
Do it all there in plain sight,
Feasting's best in company,
Drinking's just the same,
If you need to do it privately,
You're playing a dangerous game,
Don't smoke - it's truly pointless,
Harmful- costs -uncool,
Those kids who tell you otherwise,
Will soon realise who's the fool,
The same thing goes for drugs,
Don't entertain them - not at all,
Unless the doc prescribes them,
Just let that sh!t fall,
Those bullies that give you grief,
That make your school days hell,
Their opinions matter so little,
The best way to show them is ... well -
Be good at stuff - achieve stuff,
Always do your best,
You'll work out who your friends are,
It's a pretty simple test,
When the chips are down,
Those still around,
Are the ones who mean the most,
The bullies and the flaky ones,
Meh .... toast!
Be nice to your family,
They love you very much,
Above all else - they've got your back,
They're the ones to love and trust,
So when your mother's nagging,
Or your father's in your ear,
Remember they've been here before,
It's their mistakes that they fear!
Your sister might just date your mates,
You might more than fancy hers,
But do everything respectfully,
Don't let the edges blur,
Walk the dog and rub his ears,
Feed him when you’re asked,
Sometimes do stuff anyways,
It's a pleasure - not a task,
Paying it forward IS a thing,
And karma is a BITCH,
So be mindful at all times,
And that right there's my bestest pitch,
Kids take heed - you listening?,
Mum REALLY DOES know best,
She's done that, got the T-shirt,
If you press her she'll confess!
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