Gransnet forums

Sponsored discussions

   Please note: This topic is for discussions paid for by Gransnet clients. If you'd like to have your own paid for discussion thread, please feel free to mail us at [email protected]. If you are a journalist, start-up or student and you want to request feedback from gransnetters, please post in Media Requests.

What advice would you give to your younger self? Share with Legal & General - NOW CLOSED

(624 Posts)
EllieGransnet (GNHQ) Mon 04-Feb-19 14:42:13

We’ve all been asked this question at some point. Our answers can vary from ‘I wish I’d taken more risks’ or ‘I would have stopped caring about what people think’, to ‘I wish I’d had more fun’ or ‘I wish I’d travelled the world more’. But if you really think about it, what practical advice would you have really benefited from when you were younger? What would you have told your younger self? What would you have done differently? A recent survey carried out across Mumsnet and Gransnet revealed that some Gransnet users consciously put off financial decisions. Is going further with your finances something you might have given more consideration to, with the benefit of hindsight? Whatever advice you’d like to give to your younger self, Legal & General would love to know.

Here’s what Legal & General have to say: “On our savings journey, a nudge in the right direction can make the world of difference when it comes to our financial futures. It’s starting off early, saving little and often over a longer period, that can really pay off*. Although it’s never too late to start saving, what tips and guidance would have motivated you to do more with your money and just get started?”

Would you have taken more risks when you were younger? Is there any information you wish you would have known back then, such as how to save into your pension, how to invest your money or even how to save your money from an earlier age? Would you like to tell your younger self to be more confident in the decisions you make? Or perhaps you wish you’d spent more time with friends and family?

Whatever the advice you would like to give to your younger self, post them on the thread below and everyone who does will be entered into a prize draw where one GNer will win a £300 voucher of their choice (from a list).*

Thanks and good luck with the prize draw
GNHQ

Standard Insight T&Cs Apply

*Open 4/02/19 to 25/02/19. To enter please post on the thread below. One entry per person. One prize to be won: £300 voucher of winner’s choice (from a list). Winner chosen by random draw performed by computer process.

*The value of your investments can fall as well as rise and any income from them is not guaranteed. Legal & General Unit Trust Managers Limited.

christineM Sun 24-Feb-19 18:24:14

Decide what you want from life and go out and get it, nothing is going to be handed to you on a plate!

sammylea80 Sun 24-Feb-19 18:47:56

I'd tell myself to stop worrying about what I look like and love yourself for who you are

debra1968 Sun 24-Feb-19 18:53:04

Have the confidence to do something special with your life, the only person holding you back is You!

Lesleysherrard Sun 24-Feb-19 19:01:01

Do not, I repeat, DO NOT BUY A MOTORCYCLE!

newgolddream71 Sun 24-Feb-19 19:13:08

Stay in school /education as long as you can

jocyrets Sun 24-Feb-19 19:47:20

Stand up to your Mum more and see the world

abigailflo Sun 24-Feb-19 20:03:03

To save for retirement at an earlier age, I wish I had put more money away now but when your young it's the last thing you think about

candystripes Sun 24-Feb-19 20:06:33

Don't let problems worry you too much. Things tend to have a way of working out and bad times make you a stronger person,

Always try to keep your sense of humour because having one really does help when things get tough and nothing lasts forever. Time and situations always change

SylviaP Sun 24-Feb-19 20:07:32

Stay on in education and get more qualifications, then I wouldn't be stuck in a rubbish job that I hate

ukireland Sun 24-Feb-19 20:11:15

Listen more...talk less!

womblekelly Sun 24-Feb-19 20:12:31

Learn so much more from your grandparents especially grandad who had so much wisdom

natab123 Sun 24-Feb-19 20:35:32

Listen to your parents!

Kangakate Sun 24-Feb-19 20:46:36

Hold out a little longer before buying your first house, or at least check that the plaster hasn't blown in every room!

bc1616 Sun 24-Feb-19 21:30:20

Embrace your curly hair and don't worry so much!

SIDNEY65 Sun 24-Feb-19 21:50:00

Have fun and don't worry about the future.

holey Sun 24-Feb-19 22:10:15

Where to start?! I think I have one huge load of financial advice to give my past self!!! How to budget properly, what to spend my money on, how and when to save, what to invest in etc etc. I'd also tell myself to work harder and worry less.

Stell Sun 24-Feb-19 22:10:56

If only I had had someone for financial advice when I was younger. I rented for years before finally getting a mortgage which would have been paid off by now.

baconbap Sun 24-Feb-19 22:20:09

I wish I'd trained as a cabinet maker

paddington18 Sun 24-Feb-19 22:23:16

Look after your teeth! Take more pictures, make up with your brother and travel.

Mariobug25 Sun 24-Feb-19 22:45:28

I would have told myself to be wiser with my money. Don’t waste it on others who never appreciated it. Be smarter, think of the future and save.

stzza1 Sun 24-Feb-19 23:03:58

I would tell my younger self that I am beautiful. I used to be so harsh on myself and think I was overweight and thought I didn't look very nice. Its only now I am older and after having children, stress and whatever else life has given me.... Now the wrinkles are setting in, the grey hairs are here to stay and my body parts are starting to face south - I look back and realise just how nice I looked and would love to look like that again

frenchiemum2be Sun 24-Feb-19 23:28:41

I would tell myself to stop caring about what other people may think so much.

JayJay1874 Sun 24-Feb-19 23:40:07

Be more proactive in keeping in touch with old friends.

WShippam Mon 25-Feb-19 05:28:06

Don’t give up your career when you have children, and accept help when it’s offered.

Bellroyd Mon 25-Feb-19 05:45:50

To have had a bit more fun along the way