What advice would you give to your younger self? Share with Legal & General - NOW CLOSED

Save and splurge in unison,
But ALWAYS keep some back,
There'll be a time - you wait and see,
When you value saving- FACT!
Be true to yourself-be honest,
If you must lie -make it white,
Don't do any secret bingeing,
Do it all there in plain sight,
Feasting's best in company,
Drinking's just the same,
If you need to do it privately,
You're playing a dangerous game,
Don't smoke - it's truly pointless,
Harmful- costs -uncool,
Those kids who tell you otherwise,
Will soon realise who's the fool,
The same thing goes for drugs,
Don't entertain them - not at all,
Unless the doc prescribes them,
Just let that sh!t fall,
Those bullies that give you grief,
That make your school days hell,
Their opinions matter so little,
The best way to show them is ... well -
Be good at stuff - achieve stuff,
Always do your best,
You'll work out who your friends are,
It's a pretty simple test,
When the chips are down,
Those still around,
Are the ones who mean the most,
The bullies and the flaky ones,
Meh .... toast!
Be nice to your family,
They love you very much,
Above all else - they've got your back,
They're the ones to love and trust,
So when your mother's nagging,
Or your father's in your ear,
Remember they've been here before,
It's their mistakes that they fear!
Your sister might just date your mates,
You might more than fancy hers,
But do everything respectfully,
Don't let the edges blur,
Walk the dog and rub his ears,
Feed him when you’re asked,
Sometimes do stuff anyways,
It's a pleasure - not a task,
Paying it forward IS a thing,
And karma is a BITCH,
So be mindful at all times,
And that right there's my bestest pitch,
Kids take heed - you listening?,
Mum REALLY DOES know best,
She's done that, got the T-shirt,
If you press her she'll confess!

Would have bought a house a lot earlier in life and overpaid the mortgage.

Look after your knees!

Save a little as often as you can it all builds up to a lot eventually, when you look back you see missed opportunities to get a holiday to make memories at least once in a lifetime.

Save, save, save. Then save some more.

Live, laugh and love because you won't get a second chance

I would tell my younger self not to be so worried about what other people think of me but to trust my own feelings. When I was 18 I wanted to live with my boyfriend but my parents and friends didn't approve of couples 'living together' outside marriage. So, we got married...and within a few years, we divorced. I wish I'd stuck to my guns and insisted on living together rather than marrying

Stop dieting, you're beautiful just as you are and you'll find happiness in your own skin when you're older x

Do what makes you happy and don't worry to much what other people think.

Two things: first, never waste time worrying about things because it is pointless and just results in a waste of mental energy as well as creating biochemical reactions in the brain which can harm you by leading to stress or illness; secondly, do not put too much emphasis on your career because your soul does not care what you do for a living and, when you are dead, neither will you.

You look amazing!

Stay as fabulous and confident as you are!!

I would tell myself to invest in property instead of wasting money on cars

Live a little you are only young once!

Not to have wasted time worrying about what other people think of me and stood up to the bullies at school.

I would have told my younger self to stay on at school and complete A Levels and University. Not to borrow more than you can comfortably afford and don't use credit cards as a way of borrowing. Don't take your health for granted.

When married, you should both take an equal interest and equal responsibility for finances and not add to the mortgage due to overspending.

I would say to my younger self,don`t ever grow old son.Keep as young as you can,for as long you can.Because you are a long time dead.

always trust your instincts, do what is right for yourself not someone else

Always try to look at the positives in every situation.

I would tell my younger self to invest in experiences not things.

I would take more risks and not listen to other opinions. It would have involved travelling a lot more or even working abroad earlier than I did, living for the moment and not for pay day and generally being a total non-conformist.

Id tell myself to stop trying to please everyone else and do what you want to do that makes you happy!

Don't get in debt - You're spending your future!

Have more confidence in yourself and don't worry what others think about you

I would not have married so early and had children, as although I loved my husband and children it meant I had to spend the next 20 years of my life earning money, when I could have chosen to travel, perhaps by camping, perhaps by teaching English in foreign countries. I had to have my children looked after by child minders, which I always regret. Although of course we were better off than many and we bought our own house early on we still were unable to save any money, due to the high costs of looking after our family and paying the mortgage. Leaving marriage and children to say our thirties would have made things easier, as mortgages became cheaper, and if you are older you are paid more.