Downloaded this today. It insisted on taking me through set up stages but gave me an option to complete in settings. When I go to settings it offers me Apple Pay which I definitely do not want and yet you can’t get past it. My iPad keeps asking me to complete settings and I have to keep selecting to do it later. Next to settings on the home page there is a number one showing that I need to do something. Has anyone any idea how I can complete the setting up without being “bullied” into Apple Pay? I would be grateful for any help.
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