I am, as some of you know, on an extended visit to DD in Australia. She would like me to stay for a further 2 weeks but my 63 days insurance runs out on 5 Feb. So, I contacted Direct Insurance with whom I have a Premium Annual Travel Policy, to ask if I could extend by a fortnight. The answer, yes but it will cost you £149 which is not a lot short of what I pay for the whole annual policy! I am inclined to refuse their 'offer', not stay longer and to go elsewhere when the policy expires at the end of February. Over the years, I/we have paid thousands for insurance policies - house, personal, travel etc and only once have I ever claimed and it was refused. Admittedly the late Mr.Gally did benefit from a travel insurance some years ago when taken ill. I know that if I don't get insurance something will definitely happen to require it - such is my luck when not 'doing things properly'.
Am I alone in thinking that Insurance companies have you by the short and curlies? You're damned if you do and damned if you don't! (And I speak as the daughter of the late MD of a well known insurance company 
)
)Belfast another appalling attack, we need to ask what is driving this.
Harriet Sperling's Wedding Dress
