Absolutely never travel anywhere abroad without adequate travel insurance, particularly America. If you need treatment of any kind the first thing they will ask for is your travel insurance. If you are taken to hospital by ambulance if they know you have no insurance you will end up with very second rate care. You also need to ensure any insurance includes emergency repatriation to the UK. I visit the US regularly and have many relatives there. Not having insurance could lose your home and everything you own. Believe me they are extremely aggressive at pursuing monies owed. Totally not worth the risk.
Retiring and living frugally in money from downsizing after years of stress


