travel insurance

We both have pre existing conditions last year we were quoted £800 for two weeks in Europe so we holiday end in this country (don't like being ripped off ) this year we got reasonable quote from asda

We shopped around. Saga was expensive and some others came quite near. We plumped for Sainsbury's in the end. But as other people have said it does depend on your medical condition.

Yes you have to have insurance. If you are ill or in an accident then you are stuffed if you don't have travel insurance. If you need to be repatriated back to the UK, the only this will happen is either you have travel insurance to cover the cost or you have a vast amount of money to pay for it yourself.

I have a son with crohns disease, so I know all about pre existing conditions. You need to check out comparison sites, making sure you say you have pre existing conditions and go to that site. Once you find an insurer, phone them and tell them what you illness are to be doubly sure that you will be covered.

A lot will depend on the nature of your illness and whether you have had any hospital admissions in the past two years.

As Silversurf says, if you can't afford the insurance then don't go. It isn't worth the risk!

Yes. Unless you are a millionaire. Medical treatment aboard, especially in the US, can be extremely expensive as can repatriation, especially if you need an air ambulance.
In a freak accident, 20 years ago,whilst in the Dominican Republic, I broke my leg in four places. Two operations, four seats on return plane for me to lie down and a limo to get me from the airport home was £10,000. That didn't include various incidentals like taxis, phone calls etc..
My dear old Mum had a heart attack while on holiday with me on Corfu. Chief doc at local clinic and heart specialist visited hotel every day. All paid for by insurance company.
If you can't afford the insurance premiums, DON'T GO. You may regret it.
I have a couple of medical conditions, neither serious, but have been quoted £700 for two weeks. Going on comparison sites I found a decent policy for £186. Shop around.

No, I would like an annual policy as I like to travel. I used to have it via the bank but no longer. Do I have to have travel insurance?

Does your bank include free travel insurance with your bank account? I have a couple of pre-existing medical conditions for which I am symptom and medication free, bar annual health checks and my Nationwide bank travel insurance was happy to cover me for no extra cost. DH with high blood pressure and Type 2 diabetes pays a £90 supplement.