We went on a private tour and had a wonderful time, it took in places which the group tours don't usually. We went to the border crossing ceremony which was fabulous, the Golden Temple at Amritsar and Varanasi in addition to all the usual places. Our was organised by a local travel agent but we have also used Abercrombie and Kent to organise a private trip and they were excellent.
Retiring and living frugally in money from downsizing after years of stress


