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Travel insurance - a cautionary tale

(89 Posts)
Sago Tue 18-Jun-24 08:47:46

This is a sad tale.
There has been another case recently of a woman also in Turkey.
One newspaper article suggested the Turkish hospitals are putting people in induced comas to prolong the treatment time.

maytime2 Tue 18-Jun-24 08:45:31

Westend Girl. Nationwide still offers insurance to people aged eighty and over. You do not have to open a current account, a savings account will suffice. Relatives of mine have taken up this offer.
I would like to say that one has to be scrupulous in being truthful when applying for travel insurance. I know of someone who suffered a bleed on the brain whilst on holiday, they had insurance but had not declared that they were on blood pressure tablets. The insurance company refused to pay out.

swampy1961 Tue 18-Jun-24 08:32:49

RosiesMaw

From todays DT

Malcolm Stocker, a retired pub landlord, 68, has been in intensive care in a hospital in Icmeler for almost a month after being diagnosed with pneumonia while on holiday with his girlfriend.
His family say he had several pre-existing conditions and was refused medical insurance before the two-week trip, but decided to go anyway.

digitaleditions.telegraph.co.uk/data/1734/reader/reader.html?social#!preferred/0/package/1734/pub/1734/page/45/article/NaN

Well what did they expect?

Exactly @RosiesMaw !! He took a risk travelling without insurance and it has come back to bite him with a vengeance.

While no-one would wish to fall ill while away on holiday, to travel knowing that there are multiple underlying risks is foolhardy, particularly when he has knowingly been turned down for insurance by the brokers.
If you want to take the risk then at least make sure you have the wherewithal in the bank to support you should the unthinkable happen.

Germanshepherdsmum Tue 18-Jun-24 08:31:42

Stupid man.

RosiesMaw Tue 18-Jun-24 08:27:56

westendgirl

I wonder how many have done this successfully.
The price of travel insurance is exorbitant. I used to have mine with my bank account but when I turned 80 that stopped. I have been quoted costs for the insurance more than the cost of the holiday. it is very disheartening and of course we no longer have ehic .

Two points- yes travel insurance is exorbitant but medical costs have gone up and somebody has to pay for them. If more people are “dodging” the issue and trusting to luck and paracetamol, it isn’t bringing costs down for the rest of us.
And second- I really decry this reliance on crowdfunding.
Why should anybody else other than perhaps family, be under any obligation to bail somebody out because they were too mean or stupid to get insurance? And if they really couldn’t, perhaps there was a very good reason for that!

Joseann Tue 18-Jun-24 08:20:54

Crazy!
Even my dog has pet insurance to travel abroad.
How can anyone go overseas on holiday without peace of mind?

PamelaJ1 Tue 18-Jun-24 08:19:40

We are off to France later in the year so have just applied for our GHIC. As a supplement to our insurance, of course!
I will just mention that we haven’t added extra for dangerous activities whilst we are there because we won’t be doing anything out of the ordinary.

Calendargirl Tue 18-Jun-24 08:10:35

of course we no longer have ehic

No, we have ghic, Global Health Insurance, just like ehic. . Still free to apply for.

But not a substitute for proper travel insurance.

westendgirl Tue 18-Jun-24 08:04:00

I wonder how many have done this successfully.
The price of travel insurance is exorbitant. I used to have mine with my bank account but when I turned 80 that stopped. I have been quoted costs for the insurance more than the cost of the holiday. it is very disheartening and of course we no longer have ehic .

LucyAnna2 Tue 18-Jun-24 08:03:44

Granniesunite

Betrayed to the press by a family member. It takes all sorts right enough!

I imagine that was for publicity for the crowdfunding?

Granniesunite Tue 18-Jun-24 07:57:34

Betrayed to the press by a family member. It takes all sorts right enough!

David49 Tue 18-Jun-24 07:56:01

A friend did something similar without insurance and incurred costs he couldn’t pay, his girlfriend started a crowdfunding campaign and did get the cash to cover the costs.

You would be really surprised at some of the crowdfunding.

Aveline Tue 18-Jun-24 07:39:29

Gosh. What a mess. I wonder what will happen.

RosiesMaw Tue 18-Jun-24 07:33:24

From todays DT

Malcolm Stocker, a retired pub landlord, 68, has been in intensive care in a hospital in Icmeler for almost a month after being diagnosed with pneumonia while on holiday with his girlfriend.
His family say he had several pre-existing conditions and was refused medical insurance before the two-week trip, but decided to go anyway.

digitaleditions.telegraph.co.uk/data/1734/reader/reader.html?social#!preferred/0/package/1734/pub/1734/page/45/article/NaN

Well what did they expect?