Currency when travelling in three countries.

Singapore is virtually cashless, use bank cards for everything including travel on the MRT (underground). You will need a card each. You don’t need any cash at all. Australia the same.

As an aside - Singapore were trying to introduce a cashless society in the early 1980s, but the rest of the world thought it would never catch on.

never used my card in Asia, but travelling in Europe, I have never had any trouble getting local currency (not every country uses euros) out of ATMs.

A second vote for Revolut. As long as you avoid weekends, you can exchange any currency into any currency without charge as often as you like, and use to draw out cash at ATMs. Preload it before you go in £s and then exchange for the next currency you need. You can top up from your bank account while abroad if you need to. If you have some left when you get back to the UK, swap it back to £s and use it as a credit card in the UK.

On my travels I take Revolut. Can just change currency whenever and top up from your UK bank. Cost is same or slightly lower than other methods.

We had a credit card only for overseas purchases. It saved us a lot when we travelled more. It probably needs changing now.

We found it on Martin Lewis' website

www.moneysavingexpert.com/credit-cards/travel-credit-cards/

We did Australia, NZ, Switzerland and France last year and used contactless everywhere, no local currency at all, including buying ice creams and coffee.
Unless you are going to a third world country, everywhere is connected. If you do have a situation where you do need currency you can get it from a cash machine anywhere.

Nearly everyone speaks English in Singapore, everyone who comes into contact with tourists, that is.

Hi NZ here, cards more widely accepted and used than cash. I rarely use cash. Australia much the same, but only because I’m away from home there I get some back up cash from an ATM.

I’ve not been to Singapore so unable to say what’s best there. But definitely cards accepted everywhere by shops, taxis, businesses in Aus and NZ .

Have a wonderful holiday, I hope we look after you well and you go home with special memories.

We’ve found ATM machines offered you local currency or sterling. However, if in a country where we do not speak the language such as Asian countries, we usually find a bank and use their ATM, it’s safer.

2pm I think! We were at lunch anyway.

We usually take some cash just in case.

One bit of advice, though, is to take more than one card because one of my Nationwide cards got swallowed up at a Suncorp cashpoint for no reason and, of course, although Nationwide was most helpful, the new card went to my home address in UK.
Lloyds put a stop on a card when I tried to top up a mobile phone (that was years ago) because they said the transaction was at an unusual time. 4pm in Australia, middle of the night in UK although we'd told Lloyds we would be overseas.

We used a starling card ....even in Singapore you could use it for the majority of things ....even in the hawker centres ( where you get street food) ....we took about £50 worth of Singapore dollars ....Australia took cards everywhere ...even in remote outback

I havnt been to any of these places, but would always want currency because in some countries cards aren’t accepted as much as here. We couldn’t get sterling in Germany when we tried both atm and inside banks.
Sounds a great trip though. Bon voyage.