Cost of Travel insurance

We have annual policies, current using the Post Office, cannot remember who underwrites its, WorldWide cover, excluding cruises.

Husband has heart issues, I have multiple conditions, including Fibromyalgia, ME, HB pressure and type two diabetes, all declared and covered as all well controlled and no hospital admission for 2+ years.

Our renewal was just under £1000 (it went down from last year!)

We are 67 and 70 years old and I know age, as well as medical conditions makes a difference.

I have well controlled diabetes and equally well controlled high blood pressure and the quotes are so high I no longer travel overseas.

I had an issue with insurance, as I was due a procedure and my Insurance company wouldn't cover me. They did give me the name of someone to ring who sorted it out for me... So try* BIBA (British Insurance Brokers' Association): They provide a free service to connect individuals with insurance brokers, especially when having trouble finding cover. * look up the number give them a ring. I got cover and it wasn't eyewatering.
However, this year I directly contacted my Bank Insurance company ( I always forgot it comes with my account) and they covered me with a small extra cost top up.

DH can’t even get a quote. And yes, I travel with friends. You need to consider not just the cost of the insurance , but whether good medical help would be available if required.