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Universal Credit..anyone? know anything about it? seems that is what I have to go on.

(96 Posts)
bikergran Mon 22-Jun-15 17:51:28

As some of you know I am coming near the end of my Bereavement Allowance time (12 months) I rang the Dover centre up about 3 weeks ago...asking what's my next step when this ends.?

I was told /advised to go and speak to someone at my Local Jobcentre.

Trotted down to Local Jobcentre this afternoon , 30 min walk but good exercise! smile

Man said "can I help you"? I explained the situation. He went off some where to ask! came back and said

" Do you own your own home" "yes"

"have you got a mortgage on it" "no"

"right well you have to apply for Universal Credit. "ok"

"But you can't do that until you have ended your claim for your Bereavement allowance" (1st July) "Ok right"

"you have to apply on line" "yes ok"

"But when it come to the part where it says "do you own your home" put "no"!

I said well I would be telling lies them on my claim, he says well if you put "yes" it will just take you back to the Jobseekers page!!

I said but I do! own my home....! I said never mind I will come back another day (hopefully when there is some one compos mentis there)!
Mind you it was 3-30 and he had prob had a very long dealing with the general public hmm

If anyone has a book on "Jobcentre Lingo" could I borrow it please, I have a feeling I'm going to need it grin

bikergran Fri 03-Jul-15 18:47:34

never heard of WRAG..but will google it.

Galen Fri 03-Jul-15 18:06:49

Actually unlike mobility allowance its mobilise rather than walk. Ie. If you could theoretically use a manual wheelchair you wouldn't qualify as you could 'mobilise'

Galen Fri 03-Jul-15 17:58:01

* Dj* did nt mean to shout. I'd left caps lock on and am feeling lazy!
Right you get into the support group by being in one of the qualifying groups. Eg can't walk 50metres. Incontinent every day. Uusing behaviour that is violent or threatening and would be unacceptable in the work place on a daily basis.
There are a few others but I haven't my schedule with me.
There is also regulation 35 which you'd have to look up but basically means there would be substantial risk of deterioration in your physical or mental health if you were found capable of work related activities.

Ana Fri 03-Jul-15 17:48:22

She is doing...hmm

durhamjen Fri 03-Jul-15 17:44:06

People who are not available for work get sanctioned, biker, so he was giving you good advice. Go on the course.

Gracesgran Fri 03-Jul-15 17:38:13

Your advert sounds as if it is for McKenzie friends bikergran. However, I think he was telling you not to try to do this at this stage.

I should go on your course and enjoy it; you never know what will come from it and you are ticking some of their boxes.

durhamjen Fri 03-Jul-15 17:35:33

Although I am deaf, so I am used to being shouted at.

durhamjen Fri 03-Jul-15 17:34:46

Sorry, Galen, what I meant was how do people qualify for one group and not the other. No need to shout at me.

Galen Fri 03-Jul-15 17:32:03

Dj I explained above the difference between WRAG and support group. Basically apart from the money you don't have to to courses and apply for jobs etc. they can't sanction you!
On WRAGS YOU HAVE TO GO ON COURSES OR YOU GET SANCTIONED BUT YOU DONT HAVE TO LOOK FOR JOBS.

Ana Fri 03-Jul-15 17:24:50

It's a Catch 22 situation, isn't it?

Volunteering would give you some experience and probably give you a better chance with prospective employers, but you wouldn't technically be 'available for work' depending on the hours you did...mad!

bikergran Fri 03-Jul-15 17:20:34

Yes Ana I did think ,well at least it will be a bit of socialising.
I did ask at the Jobcentre during my interview about "Voluntary Work" but he wasn't very helpful.

It was advertised in the local paper, for "Volunteers to help with families/people at the Coroners court, to help and support them" I feel like I could be of some help and would have liked a chance, but the chap at the JB centre just said "well if you are doing volunteer work then you are not available for work, so I didn't pursue it as we only ahd a n allotted time so don't think he had time for "extra questions" .

Ana Fri 03-Jul-15 16:50:51

It's probably so that no one can complain they weren't helped to compose cvs and taught how to send emails biker - a tick-box exercise!

Still, at least you'll meet others in the same boat and may pick up a few tips...smile

bikergran Fri 03-Jul-15 16:39:08

Hi durhamjen I don't know about figures? enlighten me lol. [smile

Courses! I don't really know, he just said I will put you on this " Digital Upskill Course"

Think it is to learn how to send emails, write to employers,write a CV etc.

I did say I was ok with computer, but he just sort of put me on it and I wasn't sure if to say that I don't really need it, but being a "newbie" I was bothered what I should and shouldn't say! confused

durhamjen Fri 03-Jul-15 16:18:46

Well done, biker. On a course already?
Which set of figures does that put you in?
You used to have to be on JSA for six months before they put you on a course.

durhamjen Fri 03-Jul-15 16:13:56

So the disabled on work related are going to be given the same amount of money as the able bodied, even though living costs are greater for them, is that right?

What is the difference between WRAG and ESA? Apart from the money, of course.
And what's the difference between being in the WRAG group and ordinary JSA group?

bikergran Fri 03-Jul-15 16:05:20

Hi al.. well I've been, got the t shirt got the handbook!

saw a chap he was pleasant enough just doing his job singing off the hymn sheet so to speak, wasn't interested as to what had gone on in the past 12 months, as far as he was concerned I was just there to make a new claim. Spent about 40/45 mins with him.

He asked how my computer skills were? I said ok! he says, right well we will send you on this course! ok ? (well seeing as though at the bottom of the page it read *Attendance to this appointments mandatory failure to attend could effect your benefit*) I didn't have much choice, so I have to go on "The Switch" for 2 full days then half days over a 6 weeks period.

I had to sign this that and they other and must obey their rules if I don't I could be sanctioned (for very minimal excuses) I have got my little book which I have to record everything down, jobs I have applied for starting now hmm

Next appointment next Friday where I will see my support worker smile she looked ok smile.

So there you are I am now officially on JS (could have at least given me a badge ) maybe that is not a bad idea! as if potential employers are walking round town and happen to glance my way !! grin

ESA ? I did mention that I had been advised to got to he Docs and apply for ESA he said well you can still do that if you feel the need to whilst you are on JS.

thanks for all your support smile brew time

Galen Fri 03-Jul-15 16:01:52

That's the WRAG lot. The support group ones ( who don't have to sign on at JCs or are do work related activities) aren't affected and get more money as well

durhamjen Fri 03-Jul-15 15:43:46

Good to know, Galen. I read in the paper today that sick and disabled benefits could be cut by £30 a week. People on ESA deemed likely to be able to return to work in the future ( which means just about everyone on ESA) will receive £73.10, the same as Jobseeker's Allowance, instead of the £102.15 they get at present.
Doesn't matter what it's called; it's the amount that matters to most people on it.

FarNorth Fri 03-Jul-15 14:07:53

If you are biker gran in spirit, that's good enough for us. smile

Galen Fri 03-Jul-15 10:57:59

ESA is not being phased out! They are considering downsizing the WRAG payment to being the same as JSA
Presumably it would have to be passed by parliament anyway

bikergran Fri 03-Jul-15 06:45:49

Oh and I am not sure if I can be "Bikergran" any more as I sold my bike yesterday hmm smile

bikergran Fri 03-Jul-15 06:44:49

Thanyou all for your good wishes..yes I am going with open mind, I must say the lady who rang me twice, did sound very nice hmm called me by my first name and wasn't offhand or anything so I am hoping she is the lady whom I am seeing this morning.

Galanthat was a thought the ESA? I have been in contact with a welfare officer, she amongst others that I have spoke to did point me in the direction of the Doctors to maybe see if I could obtain a 13 week sick note to give me a little more time to start adjusting, I have been advised of that all the way along (even one of the jobcentre staff)! but...I thought I may as well just get on with it and no use prolonging it, as at the end of that I would still have to go onto JC.

The "own your home bit" was confusing, I didn't get to the stage where it asked about "outright ownership" or "Mortgaged" I was told after running round in circles that I was not eligible for Universal credit because I owned my own home, so not sure on that one.

Although some people (at the jobcentre) and others, may see "owning your home outright" may sound like "ohh well she! must be ok to own her home outright at 59/60yrs of age, what people don't always know, is that we downsized nearly 16 yrs ago we sold our bigger house and just had enough to buy much smaller house outright.

durhamjen I think you could be right that ESA is being phased out, the thing is they what they do is just make up a new benefit name but in the end it's just the same as the old benefit....(just to confuse us) confused

Gracesgran Fri 03-Jul-15 00:02:59

I have a feeling it means you or you and the mortgage company Galen as you can apply for help to pay your mortgage interest in the same way that you can get housing allowance.

Good luck tomorrow bikergran probably better finding out what the reality is (usually better than you think smile) than imagining it for the next few days.

durhamjen Thu 02-Jul-15 23:48:48

Don't they want to get rid of ESA next week, Galen? Probably a good idea that biker's appointment has been brought forward.

Galen Thu 02-Jul-15 23:41:12

By the way does 'own your own home mean mortgage paid?